LazyPay: Loan App & Pay Later

Name: LazyPay: Loan App & Pay Later
Rating: 4.267327 (582927 reviews)
Author: PayU Finance (India) Private Limited

By: PayU Finance (India) Private Limited

India’s credit super-app for Instant loans, BNPL, Utility bills and more

Features & Capabilities

LazyPay is India's credit super-app providing instant loans, buy-now-pay-later (BNPL), and utility bill payments all in one place. Users receive a free credit limit up to ₹10,000, usable across 45,000+ online stores without interest, with repayments every 15 or 30 days. The app enables one-tap payments without OTPs or hidden fees, making shopping seamless and convenient.

Additional features include attractive discounts on popular merchants like Swiggy and Myntra, bill payment for over 20,000 billers including electricity and mobile recharge, and an Auto360 vehicle management hub to track challans, PUC, and renew insurance. For larger needs, XpressLoan offers instant personal loans ranging from ₹3,000 to ₹5 lakh with EMI tenures up to 60 months. LazyPay also supports gift card purchases for over 200 brands, allowing users to save up to 30%. With a smooth KYC process, users can increase credit limits up to ₹5 lakh and avail extended repayment periods. LazyPay emphasizes total transparency, data safety, and compliance with RBI guidelines.

User Growth & Download Statistics

App Payments

By:

PayU Finance (India) Private Limited

Downloads:

17,233,007 36.25K

Rating:

4.27

(582,927) 603 new ratings

Version:

0 Last updated: 2026-06-15

Creation date:

2014-06-19

Publisher country:

Email:

he*****@lazypay.in

URLs:

Website ,Privacy policy

Full description:

Source:

Google Play Store

Data ingested on:

2026-07-04

Compare stats and ranking:

Ranking

# 8,522 ▼ 1

For Developers

Monetize with App Pass Boost with Extension Booster

Contact the developer

Chrome-Stats does not own this Android app. Please use these information below to contact the Android app developer.

Developed by:

PayU Finance (India) Private Limited

Google Play Store

https://play.google.com/store/apps/details?id=com.citrus.citruspay

Email:

he*****@lazypay.in

Website:

https://lazypay.in

User Reviews

The reviews present a mixed picture: many users find LazyPay easy to use and reasonably reliable for payments/loans, with broad positive sentiment. However, several users repeatedly report poor customer support and unresolved issues, plus transaction/verification hiccups. A portion of reviewers describe overall negative experiences. In short, ease and perceived reliability are positives, but support gaps and usage-related frustrations are the main drawbacks.

Pros

Easy to use / user-friendly interface.
Reliable for payments and loan services.
Generally positive sentiment from many users (praises like 'Best Lending App', 'amazing', 'excellent', 'I loved it').

Cons

Poor customer support with unresolved queries.
Transaction/verification issues (OTP failures, spending blocks) reported by users.
Frequent reports of bad/worst overall experience and dissatisfaction.

Recent reviews

Recently started using and when it was an emergency just applied. Also, if the due date is missed unfortunately and allows me to pay my convenient date. This is really helping my month end financial.