HAL Payment

HAL+ is your all-in-one e-Wallet for everyday payments in Laos. Send money to friends and family, scan QR codes to pay at thousands of merchants, top up your mobile, pay bills, and keep track of every transaction — all from one secure app on your phone.

Designed for life in the Lao PDR and operated by Houng Ah Loun Payment Solution, HAL+ brings together the speed of mobile money with the safety of a fully licensed payment service. Whether you’re shopping at the market, splitting a bill at a restaurant, paying for utilities, or sending support to family upcountry, HAL+ makes it simple, fast and safe.

WHY CHOOSE HAL+

- Fast registration — sign up with your phone number and a valid ID in minutes.
- Send & receive money instantly between HAL+ users at zero or low cost.
- Scan-to-Pay — pay any merchant that accepts Lao QR codes with a single tap.
- Top up airtime and data for all major Lao mobile operators.
- Pay utility bills — electricity, water, internet and more in one place.
- Cash-in / cash-out at HAL+ agents and partner outlets nationwide.
- Track every transaction with clear history and instant receipts.
- Bank-grade security — encryption, PIN, and biometric login (Face ID / fingerprint).
- 24/7 fraud monitoring and in-app customer support.

KEY FEATURES

→ Wallet Balance & Top-Up
Add money to your wallet from linked bank accounts or at any HAL+ agent.

→ Send Money
Transfer to other HAL+ users by phone number or QR code — funds arrive in seconds.

→ Pay by QR
Scan a merchant QR, confirm the amount, and you’re done. Compatible with the Lao national QR standard.

→ Bills & Mobile Top-Up
Recharge prepaid SIM, pay postpaid bills, and settle utilities without queuing.

→ Transaction History
Search, filter and export your payments for easy budgeting and bookkeeping.

→ Notifications & Alerts
Real-time push notifications for every credit, debit and login attempt.

→ Multi-Layer Security
Personal PIN, OTP verification, biometric unlock, device binding, and end-to-end encryption keep your money and data safe.

→ Customer Support
Reach our team directly inside the app — fast help when you need it.

BUILT FOR LAOS

HAL+ is operated locally and built around the needs of Lao users and merchants. We comply with the regulations of the Bank of the Lao PDR and follow strict KYC (Know-Your-Customer) and AML (Anti-Money-Laundering) standards to protect every customer.

SAFE, PRIVATE, TRANSPARENT

Your personal information is handled in line with our Privacy Policy and applicable Lao law. We never sell your data. Biometric data stays on your device and is never uploaded to our servers. You stay in control: review, manage or delete your account anytime from the app.

WHO IS HAL+ FOR?

- Individuals who want a faster, safer alternative to carrying cash.
- Families sending support across the country.
- Small businesses and merchants accepting digital payments.
- Anyone who wants a single app to manage everyday payments in Laos.

GETTING STARTED

1. Download HAL+ from Google Play.
2. Register with your phone number.
3. Verify your identity with a valid ID (KYC).
4. Set a secure PIN and enable biometric login.
5. Top up your wallet and start paying.

NEED HELP?

We’re here for you 24/7.
Email: info@halexpress.la
Website: www.halpay.la

Download HAL+ today and experience a smarter way to pay in Laos.