Toteo — asystent księgowy

Toteo is an invoicing and accounting app for Polish sole proprietorships. Create an invoice in seconds, send it to the KSeF (National Tax and Insurance Fund) with a single tap, and your taxes and social security contributions are calculated automatically—real-time, based on your real data.

TEO – YOUR ACCOUNTING ASSISTANT
Write or dictate: "Issue an invoice for Kowalski for PLN 3,500 net"—and you're done. Teo issues invoices, adds costs, reminds you of deadlines, and answers questions about your taxes. No forms needed when you don't need them.

KSeF STRESS-FREE
• Send invoices to the National e-Invoice System with one touch
• Automatic receipt of cost invoices issued to your Tax Identification Number (NIP)
• Import of history and contractors from KSeF when switching from another system
• UPO and statuses always at hand

INVOICES THAT LOOK PROFESSIONAL
• Full data from the Central Statistical Office (GUS)/Central Registration and Information on Business (CEIDG) using only the NIP
• EU contractors - VIES validation, currency invoices with the NBP exchange rate and reverse charge
• 5 print layouts, custom logo and accent color
• Email delivery with an elegant template directly from the app

TAXES AND ZUS (Social Insurance Institution) WITHOUT TABLES IN YOUR HEAD
• PIT (linear, scale, flat rate), VAT, and ZUS contributions calculated on the fly
• Clear summary: how much to pay and by when, with a QR code for transfer
• Tax deadline reminders
• Document bundle For accountants, one click away

COSTS IN A SECOND
Take a photo of a receipt or upload a PDF—Toteo will read the data, calculate deductions (including for cars and home office), and add the cost to the correct month.

YOUR DATA IS YOURS
The app works offline-first: data resides on your device, and synchronizes fully encrypted between your phone, tablet, and browser (app.toteo.pl). Servers are located in the European Union.

FOR WHO?
For freelancers and small businesses: programmers, marketers, photographers, consultants, construction workers—anyone who wants to issue invoices and understand their taxes without accounting jargon.

Start for free—no card required, no strings attached. Plus and Premium plans unlock unlimited invoices, ongoing cost collection from the National Tax Foundation (KSeF), foreign currency invoices, SAF-T (Standard Audit File), and print personalization.

SOURCES OF INFORMATION AND DISCLAIMER
Toteo is a private commercial application and is NOT a government application. It does not represent the Ministry of Finance, the National Revenue Administration, the Social Insurance Institution (ZUS), the Central Statistical Office (GUS), or any other government authority, and is not authorized or recommended by them. Integration with KSeF uses the public KSeF API provided by the Ministry of Finance, on terms available to any software vendor. Information about taxes, contributions, and deadlines presented in the app is for informational purposes only and comes from official sources:
• National e-Invoice System (Ministry of Finance): https://ksef.podatki.gov.pl
• Tax rates and deadlines (PIT, VAT, JPK): https://www.podatki.gov.pl
• Social Insurance Institution (ZUS) contributions: https://www.zus.pl
• Company data from CEIDG and GUS/REGON: https://aplikacja.ceidg.gov.pl and https://wyszukiwarkaregon.stat.gov.pl
• Exchange rates: https://nbp.pl · EU VAT validation (VIES): https://ec.europa.eu/taxation_customs/vies
Legal provisions and announcements published by these institutions apply. If in doubt, consult an accountant or tax advisor.

Have any questions? Contact developer@toteo.pl · Terms and conditions and privacy policy: toteo.pl