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Before considering a high interest rate, you must first be approved for a loan.

'Sunshine Loan' has a light interest rate of 710%!

We provide reliable loans of up to 30 million won.


Sunshine Loan
ㆍLoan interest rate: 710% annual interest rate (base rate as of August 2020)
ㆍAnnual interest rate: Loan interest rate 13%
ㆍRepayment method: 3 or 5 years, equal principal installments
ㆍGuarantee fee: 2% per year of the deposit amount (no early repayment fee)
ㆍNo recognition cost
ㆍLiving fund: Up to 15 million won
ㆍDelinquent interest rate: +3% per year


Loan interest rate: Within the interest rate notified by the Financial Supervisory Service, the upper limit interest rate is subject to change depending on changes in the funding interest rate (one-year maturity term deposit)/living fund (base interest rate + additional interest rate), refinancing fund (fixed interest rate), overdue interest is a loan Interest rate + 3% per year Loan limit: Up to 30 million won (15 million won for living, 30 million won for refinancing) / Loan period: 3 years or 5 years / Sunshine loan repayment example (Repayment method: Repayment of principal in equal installments, loan amount 1000 10,000 won, loan period of 36 months, applicable interest rate of 8.78% per annum, monthly repayment of 277,777 won (principal is the same) + interest (continues to decrease as the period progresses)
It may differ slightly from the actual repayment amount.
Loan period: shortest 12 months ~ maximum 60 months

There is no early repayment fee for the Sunshine Loan.

In these days when it is difficult to get a loan, try getting a loan with ‘Shinhyup Sunshine Loan’.

Feel free to take advantage of annual interest rates.




Advantages of Sunshine Loan

This is a Sunshine loan that replaces high interest rates with low interest rates.
Sunshine Loan is available for quick consultation through refinancing loan/living fund/business loan Sunshine Loan.

Sunshine Loans are available for up to 50 million won, and the loan period is 36 to 60 months (maximum 5 years).
Just by refinancing a high-interest loan, you can save hundreds of thousands of won in interest every month.

If you are using a capital, savings bank, credit card company (card loan), or loan, only to regular repayers.
Interest of more than 20% can be refinanced to a low interest rate of 7-8%.

In addition, for wage earners and business owners with an annual income of 40 million won or less, credit ratings of 6 to 8 are required.
Sunshine Loan is possible without any problems.

The Sunshine Loan is repaid in equal monthly installments of principal and interest.
Through the app, you can conveniently use the Savings Bank's Sunshine Loan target inquiry and limit inquiry.