서민전용대출 햇살론

*Sunshine
Loan interest rate: 8% to 9% per annum
Loan limit: up to 20 million won for workers
Loan period: Workers: 3 years, 5 years (equal repayment of principal)

*Sidol
Loan interest rate: 9% to 16% per annum
Loan limit: up to 30 million won
Loan period: up to 60 months

i-biglon
Loan interest rate: 6% to 15% per annum
Loan limit: Minimum 1 million won ~ Maximum 100 million won
Loan period: less than 5 million won: up to 36 months (3 years), less than 50 million won: up to 60 months (5 years), over 50 million won: up to 72 months (6 years)

Overdue interest rate: within contract interest + 3% (arrears interest rate), up to 20%
Repayment period: minimum 12 months, maximum 60 months
Here is an example loan total cost:
When borrowing KRW 1,000,000 for 12 months at 20% interest and maximum annual interest rate of 20%, total repayment amount: KRW 1,111,620

Counselor Choi Seon-mi belongs to OK Plus, a loan solicitation corporation that has signed a consignment contract with ibk Savings Bank, and is a loan consultant registered with the Korea Savings Bank Federation.

It is illegal to ask for or receive brokerage fees and we do not charge any fees related to the loan.
Excessive debt can bring you great misfortune. It is illegal to collect brokerage fees other than interest.
We only represent IBK Savings Bank.
The Company is not granted the right to execute financial instruments and does not have the right to conclude a contract.
Disadvantages in case of delinquency: Credit rating or personal credit score may be lowered and interest overdue may occur.
Loans may lower your credit rating or personal credit score.

Business Name: IBK Savings Bank Trusted Corporation OK Plus Co., Ltd. / Representative Director: Kim Min-ho / Business Registration Number: 680-86-00246 / Bank Association Registration Number: 10-00008521
Recruiter Choi Seon-mi
IBK Savings Bank Compliance Officer Shim Eui-pil No. 2022-032 (202.03.30 ~ 2023.03.29)
Location: 702, 31, Dunya-ro, Uijeongbu-si, Gyeonggi-do (Uijeongbu-dong, Miga Building) / Representative number: 1522-2464
COPYRIGHT OK Plus ALL RIGHT RESERVED.

If the bank is regulated as a customer subject to credit management by a financial institution in accordance with the IBK Savings Bank's credit regulations and related laws, loans to delinquent persons, etc. may be refused.
If you have any objections to the savings bank transaction, you can request a resolution to the dispute resolution body of IBK Savings Bank Co., Ltd. or apply for dispute mediation through the Financial Dispute Mediation Committee, etc.
IBK Savings Bank Co., Ltd. does not accept money, valuables or entertainment. Please report any violations of ethical management or if improvement is required.
(Financial Supervisory Service: 1332 without area code / IBK Savings Bank Co., Ltd.: 051-791-4377, www.ibksb.co.kr)
Identification method - Bank Association registration number: https://www.loanconsultant.or.kr/loan_main.do