햇살론(자격, 금리, 한도, 대출, 추가대출)

Find out about new and re-loan of Sunshine Loan
Sunshine Loan interest rate Minimum 6% to maximum 9% per annum
(within the monthly repayment rate announced by the Financial Supervisory Service / variable rate)
You can save up to 50% in interest on traditional high-interest loans.
Low-credit, low-income, low-income, government policy guarantee loan products

Working for 3 months or more with annual income of less than 45 million won
Credit may be irrelevant if the annual income is less than 35 million won
Customers who can issue a guarantee certificate from the Financial Services Agency

Sidedol 2 Loan
Maximum loan limit for loans linked to Seoul Guarantee Insurance
It can be up to 30 million won.

When borrowing KRW 1,000,000 at 20% interest for 12 months (maximum annual interest rate: 20%)
Total repayment amount: KRW 1,111,620 (It may vary depending on the loan product.)
Loan interest rate: within 20% per annum (differentially applied according to grade)
Overdue interest rate: within 20% per annum / No loan brokerage fee


Repayment period (loan period)
3 years (36 months) to 5 years (60 months)

It is illegal to solicit or receive brokerage fees, and you will not receive any fees related to your loan.
Excessive debt can bring you great misfortune. It is illegal to collect brokerage fees other than interest.
No other incidental expenses such as handling fees and early redemption fees
Repayment method: Equal repayment method of principal and interest, repayment method at maturity date​
Disadvantages in case of delinquency: Credit rating downgrade and delinquent interest may occur
Taking out a loan may lower your credit rating.