KAI — Khata Accounting India

KAI (Khata Accounting India) is a complete offline accounting app built for Indian small businesses — shop owners, freelancers, traders, and small firms who need real GST-compliant books without the complexity (or the monthly cloud subscription) of enterprise accounting software.

Everything stays on your device. No mandatory cloud account, no server holding your financial data. KAI works fully offline, from your very first invoice.

WHAT YOU CAN DO
• Create GST-compliant invoices — sequential numbering, CGST+SGST/IGST split, five templates, downloadable PDFs
• Track expenses — general expenses, recurring bills, purchase returns, AI-powered receipt scanning
• Manage contacts — full customer/vendor ledger with running balances
• Run multi-account banking — bank + cash ledger, deposits, per-account general ledger
• Handle purchases & inventory — vendor bills, stock tracking with low-stock alerts
• Run payroll — PF, ESI, TDS, Professional Tax calculations, payslips, full & final settlement, leave management
• Manage fixed assets & loans — depreciation schedules, repayment tracking, all posted to your ledger automatically
• Get GST-ready reports — GSTR-1, GSTR-3B summary, liability tracker, generated straight from your invoices
• See your full financial picture — P&L, Balance Sheet, Cash Flow, General Ledger, all in real time
• Chat with an AI assistant — search invoices, create expenses, check balances, and more by just asking, in your own words
• Migrate from your old app — a guided wizard imports historical data from Tally, KhataBook, Vyapar, or MyBillBook
• Back up to Google Drive — encrypted cloud backup and restore whenever you need it

BUILT FOR HOW INDIAN SMALL BUSINESSES ACTUALLY WORK
KAI speaks GST, not generic "expense tracking" — CGST/SGST/IGST splits, HSN codes, GSTR-1 and GSTR-3B summaries, and a chart of accounts built around how Indian SMEs actually file, not a Western accounting template with GST bolted on.

YOUR DATA, YOUR DEVICE
Everything is stored locally. Optional encrypted Google Drive backup means your books survive a lost phone — but nothing about your business lives on a server you don't control unless you choose to back it up there.

TRY EVERYTHING, NO CARD REQUIRED
Every new install starts with a full 30-day trial — no payment method, no account, no catch. See if KAI actually fits how you run your business before you ever pay for it.

Free to keep using after that, with core invoicing and expense tracking for a small business from day one. Upgrade any time — ₹149/month, ₹999/year (save 44%), or ₹2,499 once for lifetime — for unlimited invoices, more staff and bank accounts, and unlimited AI usage as your business grows.