Features & Capabilities

Debit & Credit is a personal finance manager designed for convenience and power. View all accounts in one place, import transactions from Apple Card, enjoy fast one‑tap data entry, geotagging for frequent spend locations, budgets and scheduled transactions, financial plans, and clear reports. All data is stored in iCloud for privacy and cross‑device access, with optional shared accounts for families. It also supports CSV, QIF, QMTF, OFX and QFX imports, bank reconciliation, and Apple Watch entry for on‑the‑go updates.

User Growth & Download Statistics

By:
Ivan Pavlov Pty Ltd
Rating:
4.80
(2,321)
1 new ratings
Version:
7.7.2 Last updated: 2026-05-27
Version code:
886171440
Creation date:
2014-08-05
Compatible devices:
Size:
25.72MB
URLs:
Privacy policy
Full description:
See detailed description
Source:
Apple Apps Store
Data ingested on:
2026-06-08
Compare stats and ranking:

Contact the developer

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Developed by:
Ivan Pavlov Pty Ltd
Apple Apps Store
https://apps.apple.com/us/app/debit-credit/id882637543

User Reviews

Overall, users praise Debit & Credit for its feature-rich manual check register, especially scheduling transactions, forecasting balances, and multi-account tracking. The app is seen as simple, versatile, and usable across desktop and iOS, with attachments for receipts and notes, and responsive, ongoing development. However, recurring complaints center on bugs—particularly duplicate transactions and balance glitches—plus unreliable iCloud syncing across devices and concerns about the annual price and lack of a one-time purchase option.
Pros
  • Feature-rich manual check register with scheduling and balance forecasting
  • Cross-device usability across desktop and iOS with a simple, versatile interface
  • Ability to attach receipts and notes to transactions
  • Active development and responsive support from the developer with regular updates
  • Generally easy to use for multi-account tracking and budgeting
Cons
  • Frequent bugs leading to duplicate transactions and inaccurate balances
  • Unreliable iCloud sync across devices, with scheduled items sometimes repeating
  • Pricing model is expensive (annual fee) with no one-time purchase option
  • Ongoing reliability concerns after updates, contributing to user frustration with stability
Recent reviews
The app’s math is not working properly. I input every amount correctly and double and triple checked and did not reconcile correctly with my bank account. I don’t know why doing so but glitchy as hell lately. Had to switch to another app I don’t really like but no much choice since this is not working.
by Mi*****, 2026-03-02

Finally, a check register app that actually works like it should on ALL counts!!! Furthermore, the developer seems to be the only developer in this genre of apps that is serious about continuous improvement and listening to feedback. Kudos!
by Ro*****, 2026-02-28

As of the last 6 months, it has to many bugs. It duplicates transactions. I can’t rely on this app anymore.
by De*****, 2026-01-26
View all user reviews ›

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