ModulMoney

ModulMoney is a personal finance app that keeps you in control of your money — privately. No account to create, no tracking, no third-party servers: your data lives in your own private iCloud and syncs automatically across iPhone, iPad and Mac using the same Apple account.

TRANSACTIONS & ACCOUNTS Record income, expenses and transfers in seconds. Organize hierarchical accounts (bank, card, cash) with clear balances. Sort, filter and categorize every operation.

RECEIPT SCANNER Capture receipts with the camera, enhanced automatically for readability. Built-in OCR pre-fills the amount and details to create a transaction. Receipts are attached to transactions and available on all your devices.

BUDGETS Create budgets by category or total, over any period. Group budgets, set alert thresholds and enable roll-over. Detailed per-budget reports with charts and monthly breakdown.

BUDGET SHARING Share a read-only view of one or more account balances and selected budgets with a simple secret code. Anyone with the code — a chef, a crew member, friends splitting a trip — can follow spending in real time, with no account and no sign-in required. Updates are pushed automatically as you record expenses. Revoke access at any time, or set an automatic expiry date.

HOME SCREEN WIDGET Keep a shared budget in sight at all times: balance, remaining amounts and progress bars, right on your home screen. Refreshes automatically and keeps showing the latest known data when offline.

SAVINGS GOALS & PLANS Measure your real monthly saving capacity. Projection curve comparing potential vs. actual balance. Consumption plans with a burn-down view of your capital.

REPORTS Income & expenses over time, with combined charts and monthly detail. Filter by date range and accounts. Export a clean PDF and share it anywhere.

PRIVATE BY DESIGN Everything is synced through your private iCloud (CloudKit). Your financial data never leaves your Apple account — no external login, no ads, no analytics. Budget sharing is entirely opt-in and only publishes the aggregated amounts you choose — never your transactions or personal details — and stops the moment you revoke the code.

WORKS WITH MACOS Transactions, receipts, budgets, goals, reports and budget shares all sync automatically with the ModulMoney macOS app on the same Apple account, so you can start on your phone and finish on your Mac.