Discover Financial, the all-in-one app for managing your money. • Apple Favorites of the week

No ads. No tracking. No-credit-card free trial. Core features work offline. Privacy-first.

Financial brings your accounts, shared expenses, recurring payments, investments, and wishes into one calm finance app, so you always know where your money is, what is coming next, and what still needs attention.

YOUR FINANCES IN ONE PLACE

• Add all your accounts in one clear overview • Track bank accounts, credit cards, wallets, cash, and virtual accounts • Create virtual accounts and portfolios for full control wherever you live • Organize income, expenses, bills, and balances with smart categories • Keep personal data available offline and securely synced with iCloud

ACCOUNTS, PORTFOLIOS & MARKET DATA

Build your financial picture manually with virtual accounts and portfolios, or connect supported investment providers where available. • Add and organize transactions manually with smart categories • Track holdings, performance, investment activity, and savings plans • Import Trade Republic data and connect Bitpanda or Kraken • Use Financial Briefing for market context, price history, news, dividends, ETF composition, fundamentals, and regional economic data

ACCOUNTS

Create real or virtual accounts for everyday money, savings, cards, cash, or projects. Choose what counts toward your net worth.

SHARED ACCOUNTS

Manage money together in a private Shared Account with clear owner and editor roles. • Invite friends, family, roommates, or partners through Contacts or email • Sync balances, transactions, PDFs, and images between members • Record income and expenses in multiple currencies

SPLITTER

• Split bills with friends, family, roommates, couples, or teams • Create groups for trips, households, events, or recurring shared costs • Track who paid, who owes what, and what is still open • Create payment requests and confirmation links • Detect outstanding Splitter payments through imported transactions where available • Connect with friends through Financial Contacts • Scan receipts and let friends choose their items in a simple web flow

SMARTPAYS

• Create recurring payments for rent, subscriptions, bills, and contracts • Connect transactions to recurring payments automatically where available • Get reminders before due dates or renewals

WISHLIST

• Create wishes for larger purchases, goals, or personal plans • Track progress toward each wish • See what is realistic before you spend

INSIGHTS & AUTOMATIONS

• Clear charts for income, expenses, balances, and categories • Monthly trends, comparisons, and forecasts • Smart alerts for budgets and upcoming bills • Private suggestions and insights with on-device intelligence wherever possible

EXTRAS

• Budgets with monthly or custom limits • Receipt scanner for bills and receipts • Currency converter with live exchange rates and history • IBAN checker for validating bank details

WHAT'S FREE?

Free includes all virtual and imported accounts and portfolios, Trade Republic imports, and Bitpanda or Kraken connections. It also includes one Shared Account and one Splitter group with Contacts, receipts, and payment requests, manual SmartPays, Wishlist, one budget, and basic insights.

WHAT'S PRO?

Pro adds unlimited Shared Accounts, Splitter groups, SmartPays, and budgets, plus automation, reports, advanced analytics, forecasts, personalized insights, and alerts.

TRUST & LEGAL

Personal data can sync via iCloud. Shared features use Financial’s secure backend and stay limited to accepted members.

Terms of Use: https://www.apple.com/legal/internet-services/itunes/dev/stdeula/