Features & Capabilities

Chime® – Mobile Banking is a fintech-driven extension that offers early pay, debit and credit tools, and no monthly fees. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Key features include early access to pay via direct deposit, SpotMe overdraft coverage, fee-free in-network deposits and ATMs, automatic savings with a high-yield option, credit management tools, and 24/7 security and support. The extension also supports Pay Anyone transfers and access to thousands of fee-free ATMs.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Chime Financial, Inc.
Apple Apps Store
https://apps.apple.com/us/app/chime-mobile-banking/id836215269
Website:
http://www.chime.com/

User Reviews

Users praise Chime for convenience, fast direct deposits, budgeting aids, and no overdraft fees, with gig-economy friendly features. Common concerns include mixed customer service, security/fraud resolution issues, changes to benefits like overdraft coverage, signup/login hiccups, and referral bonuses not always paid. Overall sentiment shows strong satisfaction from many, but notable negatives around support and policy changes.
Pros
  • Easy to use and convenient mobile banking app
  • Fast direct deposits and early money arrival with features like SpotMe
  • No overdraft fees and budgeting tools
  • Helpful for gig economy payments and sending/receiving money
  • Broad functionality including debit card and transfers
Cons
  • Mixed customer service experience (some reviews say unhelpful, others praise)
  • Security/fraud protection concerns with limited resolution
  • Changes to benefits such as overdraft coverage removal
  • Occasional signup/login issues or account access problems
  • Promotional referrals not paid or promotions not delivered
Recent reviews
I do not recommend. Customer service is horrible , reversals take 7 days. Do not bank here or trust these fraud apps. Get a traditional bank. Do not bank here
by 𝖓*****, 2026-06-02

Yes their app is easy to work with and everything. But when it comes to protecting your money and your accounts, it is far from protected. My account was hacked into and $963 dollars was stolen when I didn’t even have an active card in my possession, was waiting for a new card in the mail. I live in NC and my card was apparently activated in Fl. Where they drafted out my money. All Chime told me that it looked like normal transactions. I still believe that it was an inside job or they don’t care about their customers. So be careful with these people.
by B-*****, 2026-06-02

I transferred money to my chime account and they took it all out and they told me that they can’t help me and we can’t get your money back so I’m never using this bank ever again
by Sh*****, 2026-06-02
View all user reviews ›

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