Features & Capabilities

Chime® – Mobile Banking is a fintech-driven extension that offers early pay, debit and credit tools, and no monthly fees. Banking services are provided by The Bancorp Bank, N.A. or Stride Bank, N.A., Members FDIC.

Key features include early access to pay via direct deposit, SpotMe overdraft coverage, fee-free in-network deposits and ATMs, automatic savings with a high-yield option, credit management tools, and 24/7 security and support. The extension also supports Pay Anyone transfers and access to thousands of fee-free ATMs.

User Growth & Download Statistics

Contact the developer

Chrome-Stats does not own this Apple app. Please use these information below to contact the Apple app developer.
Developed by:
Chime Financial, Inc.
Apple Apps Store
https://apps.apple.com/us/app/chime-mobile-banking/id836215269
Website:
http://www.chime.com/

User Reviews

Users praise Chime for convenience, fast direct deposits, budgeting aids, and no overdraft fees, with gig-economy friendly features. Common concerns include mixed customer service, security/fraud resolution issues, changes to benefits like overdraft coverage, signup/login hiccups, and referral bonuses not always paid. Overall sentiment shows strong satisfaction from many, but notable negatives around support and policy changes.
Pros
  • Easy to use and convenient mobile banking app
  • Fast direct deposits and early money arrival with features like SpotMe
  • No overdraft fees and budgeting tools
  • Helpful for gig economy payments and sending/receiving money
  • Broad functionality including debit card and transfers
Cons
  • Mixed customer service experience (some reviews say unhelpful, others praise)
  • Security/fraud protection concerns with limited resolution
  • Changes to benefits such as overdraft coverage removal
  • Occasional signup/login issues or account access problems
  • Promotional referrals not paid or promotions not delivered
Recent reviews
So easy to use, so many perks and rewards. Safe. Plan on staying right here for my mobile banking needs.
by Fo*****, 2026-06-26

Wonderful bank
by St*****, 2026-06-26

Chime is like having Cash App and a real bank account it’s the best of both worlds! And I love that chime helps with credit building
by Bi*****, 2026-06-26
View all user reviews ›

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