Payfold: Paycheck Calculator

Know your real take-home pay before payday. Federal, state, and FICA — every state, done right.

Payfold shows you exactly what lands in your bank account — not just your gross salary.

Enter your salary or hourly rate, pick your state and filing status, and get a full breakdown: federal income tax, state income tax, Social Security, and Medicare, all using current tax-year figures for every state (including the nine states with no income tax).

WHY PAYFOLD • All 50 states + DC — flat-rate, bracketed, and no-tax states, done right • Salary or hourly, any pay frequency (weekly, biweekly, semimonthly, monthly, annual) • Pre-tax deductions: 401(k), HSA, health insurance • Full FICA breakdown, including Additional Medicare for high earners • Save and compare past calculations • No account, no sign-in — your numbers never leave your device

Who it's for: job offers, raises, relocating to a new state, switching from salary to hourly (or back), or just wanting to know your real take-home pay before payday.

Payfold is free to use and supported by ads. Remove all ads with a single one-time purchase — no subscriptions.

Payfold is a free estimator. It is not tax advice — for anything that matters, double-check with your employer's payroll department or a tax professional.

Questions or feedback: use the App Store's Report a Problem link, or leave a review — we read every one. Privacy policy: https://payfold-app.web.app/privacy.html