Paycheck Calculator - NetPay

Know your take-home pay before your first paycheck arrives.

NetPay instantly calculates your net pay after federal taxes, state taxes, Social Security, Medicare, and pre-tax deductions — for all 50 US states.

WHETHER YOU'RE SALARIED OR HOURLY Enter your annual salary or hourly rate and NetPay breaks down your paycheck into a clear, line-by-line summary. Toggle between per-paycheck and annual views to see exactly where your money goes.

ACCURATE STATE TAX CALCULATIONS Every state is covered — from California's progressive brackets and SDI to Texas and Florida's zero state income tax. State-specific payroll deductions like NY PFL, NJ SDI/FLI, and WA PFML are included automatically.

COMPARE JOB OFFERS SIDE BY SIDE Weighing two offers? Moving to a new state? Use Compare to see the real difference in take-home pay between any two scenarios. Compare salary vs. hourly, state vs. state, or any combination.

PRE-TAX DEDUCTIONS Factor in your 401(k) contributions, health insurance premiums, HSA, and FSA to get a true picture of your net pay.

SAVE & REVISIT SCENARIOS Save any calculation for later. Keep track of different job offers, raise projections, or relocation scenarios all in one place.

SHARE YOUR RESULTS Export a clean breakdown to share with a partner, financial advisor, or just yourself.

WHAT'S INCLUDED FOR FREE

• Paycheck calculator for the 10 most popular states
• Federal tax, Social Security & Medicare breakdown
• Per-paycheck and annual views

NETPAY PRO UNLOCKS

• All 50 states with state-specific deductions
• Pre-tax deductions (401k, health, HSA, FSA)
• Full line-by-line breakdown
• Compare scenarios side by side
• Saved scenario details

Built with 2026 federal and state tax data.

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