TakeHome: Paycheck Calculator

Calculate your real take-home pay in seconds. 2025 federal & state taxes, FICA, SDI/PFL for all 50 states + DC. Free, accurate, and private.

How much of your paycheck do you actually take home? Find out in seconds.

TakeHome is the fastest way to calculate your net pay after federal taxes, state taxes, Social Security, Medicare, and more — all updated for the 2025 tax year.

INSTANT PAYCHECK CALCULATION Enter your salary or hourly wage, select your state, and see your take-home pay instantly. Works for weekly, biweekly, monthly, or annual pay periods.

2025 TAX DATA — ALWAYS CURRENT • Federal tax brackets (all 4 filing statuses) • State income tax for all 50 states + DC • Social Security (6.2%, $176,100 cap) • Medicare (1.45% + 0.9% Additional Medicare Tax) • Standard deductions updated for OBBB • 14 state tax changes reflected for 2025

STATE PAYROLL TAXES (SDI / PFL) Automatically calculates mandatory state payroll deductions for 10 states: CA, NY, NJ, WA, OR, RI, CT, MA, CO, HI. Toggle off if you're exempt.

SMART DEDUCTIONS • 65+ and legally blind additional standard deduction • OBBB Senior Bonus Deduction ($6,000 with phase-out) • Local/city taxes for NYC, Yonkers, and more

PREMIUM FEATURES Upgrade to unlock powerful tools: • Pre-tax deductions: 401(k), HSA, Traditional IRA • Tax breakdown pie chart with visual analysis • Multi-state comparison — see which state saves you the most • Salary tools: raise calculator, hourly converter, bonus calculator, overtime estimator, 1099 self-employment tax, 401(k) optimizer • Payday calendar and YTD tracker • Share and export results • Calculation history

BUILT FOR PRIVACY All calculations happen on your device. No account required. No data collected. No ads. No tracking. Works offline.

5 LANGUAGES English, Spanish, Chinese, Japanese, Korean

Whether you're negotiating a job offer, planning a move to a new state, or just want to know where your money goes — TakeHome gives you the answer.

Download now and take control of your paycheck.