Monark: Personal Finance

Monark is your personal finance system — built so you can finally understand and control your money, with no spreadsheets and no friction.

LOG IN SECONDS Add an expense or income with a couple of taps. The app learns from you and categorizes on its own.

SCAN RECEIPTS WITH AI Take a photo of your receipt and let AI extract the amount and category for you.

ALL YOUR MONEY IN ONE PLACE Debit, credit, and cash accounts. See your net worth, liquidity, and debt at a glance.

BUDGETS THAT ACTUALLY WORK Set limits per category and the app tells you how much you can spend today without breaking your plan.

GOALS AND DEBTS Name your dreams — a trip, an emergency fund — and track your progress. Plan your debt payoff with avalanche or snowball strategies.

IMPORT YOUR BANK STATEMENTS Upload a CSV or PDF from your bank and the app classifies transactions automatically, detecting duplicates.

YOUR PROGRESS, GAMIFIED Level up and unlock achievements as your financial habits improve.

ON ALL YOUR DEVICES iPhone, Mac, and web — always in sync with the same account.

Your data is yours: protected and private. We never sell your information or use it for advertising.

Monark offers Plus and Pro auto-renewable subscriptions with a free trial. Core features are free forever.

Auto-renewable subscriptions: payment is charged to your Apple Account at purchase confirmation and renews automatically unless canceled at least 24 hours before the end of the period. Manage or cancel anytime in your App Store account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://monarkmoney.com/privacy