Moneto: Expense & Budget

Track expenses, plan budgets, hit savings goals. Multi-wallet, multi-currency. 100% private — all data stays on your device. No account required.

Money Manager helps you take control of your personal finances with simple expense tracking, smart budgets, and clear visual reports.

Track every transaction, set monthly budgets, plan your saving rate, and see exactly where your money goes — all without creating an account.

EXPENSE & INCOME TRACKING Add transactions in seconds with categories, labels, and notes. Support for income, expense, and wallet-to-wallet transfers. Set up recurring transactions for regular bills and income. Search and filter by date, category, or wallet. Supports 40+ currencies with automatic exchange rates.

BUDGET MANAGEMENT Create daily, weekly, biweekly, monthly, or yearly budgets. Track spending against limits in real time with clear progress bars. See category-level breakdowns for each budget.

SAVINGS GOALS Set saving goals with target amounts. Track progress with visual milestones. Link wallets and categories to monitor progress automatically.

FINANCIAL PLANNER Plan monthly income, expenses, and saving rate. Compare planned vs actual spending. Organize your finances before you spend.

REPORTS & INSIGHTS Cashflow charts showing income vs expenses over time. Expense breakdown by category with percentages. Daily spending activity and trends. Monthly cash flow summary. Export reports to PDF.

MULTI-WALLET SUPPORT Manage bank accounts, cash, e-wallets, and savings. See total balance across all wallets at a glance. Filter transactions and reports by wallet.

DEBT TRACKING Track money you owe and money owed to you. Record payments and monitor remaining balance. Link debt payments to transactions automatically.

ASSET TRACKING Monitor investments, property, vehicles, and valuables. Record value changes over time with growth history.

EVENT TRACKING Track spending for trips, vacations, and special occasions. Link transactions to events and see total cost per event.

MORE FEATURES

• Dark mode for comfortable use day and night
• 10 languages supported
• No sign-up required — your data stays on your device
• Customizable theme color
• Calendar view for daily transaction history
• Recurring transaction support
• Custom pay date for aligned monthly reports
• 100% offline — no internet needed
• Backup & restore your data anytime

Download now and start managing your money better today.