Moneto

WALLETS AND TRANSACTIONS • Create personal and shared wallets with multi-currency support • Log expenses, income and transfers with custom categories and tags • Attach photos of receipts to transactions • Automatic recurring transactions (monthly, weekly, etc.)

REPORTS AND ANALYTICS • Dashboard with monthly overview and interactive charts • Reports by category, wallet, net worth and cash flow • Period comparison to analyze trends • Forecasts based on historical data • PDF and CSV export

BUDGETS AND GOALS • Monthly, quarterly and yearly budgets per category • Automatic alerts when you approach the limit • Savings goals with deposit tracking and milestones

GROUPS • Share wallets and budgets with family or roommates • Split expenses between group members • Invite via link or code

SECURITY • Two-factor authentication (email OTP and authenticator app) • Biometric login (Face ID / Touch ID) • Active session management • Google sign-in