Business Deal Calculator

Evaluate business deals in seconds. Calculate DSCR, cash flow, loan payments, and buyer fit with BizChoose.

Stop guessing. Start analyzing.

BizChoose Deal Calculator helps aspiring entrepreneurs, investors, and business buyers quickly evaluate whether a business acquisition makes financial sense. Enter a few key deal assumptions, and instantly see the metrics that matter before investing your time, money, or energy.

Whether you’re reviewing listings on BizBuySell, BizQuest, BusinessesForSale, or working with a business broker, BizChoose Deal Calculator helps you make faster, more informed decisions.

Calculate key acquisition metrics, including:

• Monthly Loan Payment

• Annual Debt Service

• Debt Service Coverage Ratio (DSCR)

• Cash Flow After Debt Service

• Cash Flow After Your Desired Owner Salary

• Implied Purchase Multiple

• Financing Strength

• Owner Income Fit

Built specifically for business buyers

Unlike generic business calculators, BizChoose Deal Calculator was designed around the questions real acquisition entrepreneurs ask every day.

The app interprets your results using practical acquisition guidance—not just raw numbers—helping you quickly identify whether a deal appears financially strong, workable, tight, risky, or represents a lifestyle mismatch.

Save and compare scenarios

Experiment with different assumptions by adjusting:

• Down payment

• Interest rate

• Loan term

• Owner salary goals

Save multiple scenarios so you can compare financing structures, test different purchase prices, and revisit opportunities later.

Share professional deal summaries

Generate a clean, branded summary image of your analysis to share with partners, lenders, mentors, or acquisition teams.

Simple. Private. Fast.

• No account required

• Your scenarios stay on your device

• Fast calculations with instant results

• Designed specifically for mobile

Whether you’re buying your first business or evaluating your hundredth opportunity, BizChoose Deal Calculator gives you the financial clarity needed to make smarter acquisition decisions.

Powered by BizChoose

BizChoose helps business buyers analyze acquisitions with greater confidence through intelligent financial tools, deal evaluation resources, and AI-powered business acquisition software.