Tax Withholding Calculator

Stop guessing. See your real take-home pay, fix your W-4 to avoid a surprise tax bill, find missed deductions, and compare job offers.

Know exactly what lands in your bank account — and never get a surprise tax bill again.

Tax Withholding Calculator shows your real take-home pay using current federal, state (all 50 + DC), Social Security, Medicare and self-employment tax rates.

• Accurate paycheck & annual take-home breakdown • Bracket-by-bracket federal detail • Compare states, simulate a raise, optimize 401(k)

PRO • W-4 Fix-It Plan — exact numbers for every line, with a mid-year catch-up so April brings no surprises • Deduction Finder — write-offs you may be missing, valued at your bracket • Two-Job & Spouse W-4 Fixer — the #1 cause of surprise bills • Safe Harbor Tracker — quarterly payments & penalty guard for 1099 income • Bonus & RSU under-withholding alarm • Job Offer Comparison — real after-tax value • Budget Planner, Paycheck Verifier, monthly check-ins • PDF & CSV reports · Ad-free

Not affiliated with the IRS. Estimates only — not tax advice. Consult a qualified professional.

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