Family CashFlow - Smart Budget

Take complete control of your family budget! 100% private, iCloud sync, receipt OCR, tip calculator & savings goals with ZERO monthly subscriptions.

Take complete control of your family finances with Family CashFlow — the 100% private, subscription-free household budget and cash flow tracker built natively for iOS 17+.

Why pay $14.99 every month just to track your own money? Family CashFlow offers a single, affordable one-time purchase with NO subscriptions, NO ad tracking, and NO third-party servers. Your financial

data stays 100% yours, synced securely across your Apple devices using your private iCloud account.

 BUILT FOR US & GLOBAL FAMILIES
• Multi-Currency Support: Seamlessly switch between USD ($), EUR (€), GBP (£), CAD ($), AUD ($), and CHF with dynamic formatting.
• Tip & Bill Split Calculator: Effortlessly split restaurant bills and calculate tips (15%, 18%, 20%, or custom) with a 1-tap "Save as Expense" action.
• US Tax & Health Tracker: Dedicated tracking for HSA/FSA eligible health expenses, Property Tax deadlines, and 529 College Savings Plans.
• US Recurring Templates: Instant presets for 30-yr Fixed Mortgages, Property Tax, HOA Fees, Car Insurance, and 401(k) / IRA Contributions.

 COMPLETE CASH FLOW & INCOME TRACKER
• Track monthly salaries, freelance income, investments, and refunds alongside daily household expenses.
• Visualize your 6-month financial trajectory with sleek, native Swift Charts.
• Compare incomes versus expenses month-over-month to see your exact net savings.

 FAMILY ROLES & SHARED BUDGETING
• Assign roles (Admin, Contributor, Read-Only) and see exactly who added each transaction.
• Set category budgets (Housing, Groceries, Utilities, Transport, School & Kids) with intelligent visual alert thresholds (50%, 80%, 100%).
• Easily roll over unused budget amounts to the next month.

 MOTIVATING SAVINGS GOALS
• Set milestones for emergency funds, vacations, car down payments, or college funds.
• View percentage progress bars, estimated target dates, and recommended monthly contribution goals.

 ON-DEVICE RECEIPT SCANNER (100% PRIVATE)
• Scan paper receipts and bills instantly using Apple Vision OCR.
• Text extraction happens 100% on your iPhone — no cloud uploads, zero privacy compromises.

 NATURAL LANGUAGE QUICK ENTRY
• Simply type "45 groceries" or "2500 salary" to log transactions in seconds.

 BIOMETRIC SECURITY & PRIVACY FIRST
• Lock your sensitive financial data behind Face ID / Touch ID.
• Privacy splash screen automatically hides amounts when switching apps.
• Export your full financial records anytime as structured CSV or PDF reports.

Download Family CashFlow today and experience private, ethical family budgeting without monthly fees!