Cashflow: Forecast & Budget

Forecast your money day by day, test what-if scenarios, catch low balances before they hit — all private, all on your device, synced through your own iCloud.

Cashflow is a calm, private way to see your money today — and forecast exactly where it's headed.

Most finance apps want to log into your bank. Cashflow doesn't. You enter your accounts and recurring money yourself, so there's no aggregation service and no breach surface. Your data lives on your device and syncs privately through your own iCloud — never to our servers, because we don't have any.

SEE THE FULL PICTURE • Overview — every account across banks and currencies, rolled into one clear total. • Accounts — per-account balances with a simple by-bank breakdown. • Forecast — Cashflow carries your recurring income and spending forward so you can see where you'll land, day by day. • History — a fast, searchable log of everything that's moved.

PLAN WITH CONFIDENCE • What-if scenarios — test a raise, a move, or a big purchase before you commit. • Debt payoff — see how fast you'll be free and what it costs you. • FIRE & savings goals — track progress toward financial independence. • Plan & Cut costs — spot subscriptions and recurring spend you can trim. • Heads-up alerts — get a warning before a low balance or a big bill lands.

STAYS WITH YOU EVERYWHERE • Home Screen and Lock Screen widgets for your total and next bills. • Siri Shortcuts to check your balance or log activity hands-free. • Notifications and reminders to keep things current. • Private iCloud sync across your iPhone and iPad. • 5 free themes, plus Light and dark mode and a Face ID / passcode lock.

CASHFLOW PRO Go further with Cashflow Pro — an optional monthly or annual subscription that unlocks deeper forecasting, advanced planning views, reports, and export.

PRIVATE BY DESIGN No account to create. No tracking, ads, or analytics. Your financial data is computed on your device and synced only through your personal iCloud. Cashflow has no servers and collects nothing.

A NOTE ON PLANNING Forecasts, tax, and FIRE figures are estimates to help you plan — not financial or tax advice. Always confirm important numbers with a qualified professional.

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