Home Budget: Money Planner

See today what you'll have left at the end of the month. No bank login, no ads; your data never leaves your iCloud. Home Budget helps you stay in control of your money, one month at a time.

No bank connection required. Home Budget is a budget planning app, not an account aggregator: you enter your real balance, check off your expenses and income, and the app works out what you'll have left at the end of the month, once savings, credit card and payments are accounted for. You decide, the app does the math.

No banking password to hand over to a third party. Your data stays encrypted in your own iCloud and syncs automatically across your devices.

WHAT YOU CAN DO

• A clear dashboard: current balance, end-of-month forecast, fixed expenses, savings, credit card and income; all at a glance. • Coach: a private budgeting coach that analyzes your spending (needs vs wants, savings rate, month-over-month trend) and gives specific, actionable tips over 1 or 3 months. Runs entirely on your device; on Apple Intelligence–capable devices it's powered by Apple Intelligence, and your figures never leave your iPhone. • Recurring expenses and income: enter them once, then replicate them across upcoming months. • Travel through time: move between previous, current, next and archived months to track how your budget evolves. • Salary setup: weekly, every two weeks (24 or 26 pay periods) or monthly pay. • Savings goal: set an amount and follow it month after month. • CSV statement import: bring in your Mastercard/Visa or checking-account statements to analyze them. On compatible devices, Apple Intelligence automatically sorts your transactions by category. • Category breakdown: housing, groceries, transport, dining, and much more. • Face ID / Touch ID protection: lock the app on launch, or as soon as it goes to the background. • Available in English, French, Italian and Spanish, with your choice of currency.

PRIVACY No ads. No selling your data. No bank connection. The Coach runs on-device. Everything stays between your device and your personal iCloud.

SUBSCRIPTION Try it free for 7 days. After that, a monthly or yearly subscription unlocks full access. Cancel anytime from your App Store settings.