Balance: Money Manager

No sign-up. No ads. Everything stays on your device. Free to start. New: Smart Recall remembers your transactions, so logging expenses is faster than ever.

Your money, finally at peace.

Balance is a private home for your entire financial life. Every account, every transaction, every goal, held in one calm, considered place that lives on your device and belongs only to you.

We built Balance on a simple belief: understanding your money shouldn’t require surrendering it. There is no sign-up. There are no servers reading your transactions. Your finances stay on your iPhone, backed up, if you choose, to your own iCloud. Privacy isn’t a feature here. It’s the foundation.

Everything, in one view. Cash, bank accounts, investments, assets, money you’ve lent, money you owe. Balance brings them together into a single, honest picture of your net worth, across 40+ currencies with live exchange rates, in 22 languages.

Effort, removed. Recurring bills and income post themselves through Smart Automations. Bank messages become transactions with on-device parsing that learns how you categorise. The bookkeeping happens quietly, so checking in takes seconds, not sessions.

Understanding, not just numbers. Thirteen analytics views, from cashflow insights and expense heatmaps to net worth growth and financial independence, turn your history into clarity. And when an analysis needs more data, Balance says so, honestly.

Life, included. Split expenses with friends and settle up into your real accounts. Plan your giving. Attach receipts. Set budgets that meet you daily, weekly, or monthly. Build streaks that make consistency feel good.

Yours, in every sense. Multiple profiles keep personal, work, and family finances separate. Themes, fonts, and formats make it feel like your own. Privacy Mode hides every number with a single tap.

Balance is free to start. Premium unlocks unlimited accounts, budgets, automations, and every future feature, one subscription, managed by Apple, cancellable in two taps.

The day you stop worrying about money starts with seeing it clearly.

Privacy Policy: https://balancemr1.wixsite.com/balancehome/privacy-policy

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/