Tecly

Tecly is a forward-looking cash flow budget for iPhone, iPad and Mac. Not only what already happened – what's coming next. Free guided tour included.

Tecly answers one question: how much money will you have on any given day – next month, in three months, or by the end of the year?

New to Tecly? Tap the '?' button for a hands-on guided tour of the app – built on sample data, so you can see exactly what it does and how, before entering a single transaction of your own.

• Look ahead, not just back Most finance apps show you what you already spent. Tecly shows you what's coming: a rolling, forward-looking budget built from the transactions you already know about – salary, rent, bills, subscriptions, planned expenses. Jump to any month or the whole year and see your projected balance, instantly.

• Start with your accounts Name the accounts you actually use – checking account, cash, credit card, savings – up to 20 of them, with your favorites pinned for quick access. Every transaction can move any account you track.

• Add what you already know Give each transaction a date, a description and an amount – income or expense. Mark it 'Done' once it happens, or leave it planned so you always see, at a glance, what's already settled and what's still ahead.

• Try a scenario Wondering what happens if you skip a purchase, or an expense gets postponed? Toggle any transaction on or off and watch your future balance update – without losing your plan. Recurring costs and income can repeat weekly or monthly automatically.

• See the trend Line and bar charts track every account's balance over the year or any single month, each in its own color.

• Find anything, fast Search across all your transactions and jump straight to the one you need.

• Your plan, everywhere Tecly is a universal app for iPhone, iPad and Mac. With your Apple ID, everything syncs automatically via iCloud – pause it anytime from Sharing settings. Protect access with Face ID, Touch ID or a passcode. Save and reload entire years to keep a permanent archive of your finances.

• Every detail, under control Choose how amounts are displayed – 0, 1 or 2 decimals – and how negative numbers look, with a sign or in parentheses; your data is always stored to the cent, however you choose to view it. Edit, copy, cut, paste or delete any transaction from its context menu (long-press on iPhone/iPad, right-click or Control-click on Mac).

• Free to start Use Tecly for free, with a limit on how many transactions you can add per year. Remove the limit anytime – with a one-time purchase or a subscription, whichever suits you.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/