FINPREP

Same rank, different duty station, different pay. See your real take-home before every PCS or promotion — one-time Pro upgrade, no subscription.

FinPrep is a financial planning app built for service members — a modern, private take on the military Financial Planning Worksheet.

Enter your pay grade, years of service, and duty station, and FinPrep auto-fills your 2026 entitlements, then helps you build a complete spending plan.

PAY & ALLOWANCES (2026 rates built in) • Base pay and BAS auto-fill from the DFAS pay tables • BAH by duty station — pick your station or enter your ZIP, with or without dependents • Non-Locality (RC/T), Partial BAH, OHA, FSH-B/FSH-O, and government quarters • Federal tax (FITW) estimate — Traditional TSP lowers it, Roth doesn't • FICA, SGLI, TRICARE dental, and TSP contributions

BUDGET & PLAN • Income, expenses, debts, savings goals, and net worth in one place • 70/20/10 health check with progress rings and personalized alerts • Debt Destroyer: compare Avalanche vs Snowball and see interest saved • Projected (PCS) outlook — see how a move or promotion changes your pay (Pro) • TSP balance tracking with future-growth projection

PRIVATE & SECURE • All data stays on your device, encrypted — no account, no tracking, no ads • Optional Face ID / Touch ID lock

EXPORT (Pro) • Export your worksheet as PDF, Excel, or CSV

FinPrep Pro is a one-time purchase that unlocks export and the Projected (PCS) outlook.

Figures are estimates for planning only and are not financial, tax, or legal advice. Not affiliated with or endorsed by the Department of Defense, DFAS, or DTMO. Always verify with your LES and finance office.