Cushion — Safe to Spend

See exactly what's safe to spend before payday. Snap your bills — no bank account, no login. Private by design.

Most budgeting apps want your bank login. Cushion doesn't. It answers one question instead: how much can you safely spend before your next paycheck?

No bank connection. Ever. Cushion works without linking your bank account. Add your balance, your paydays, and your bills by hand — or snap a photo of a bill and on-device AI reads the biller, amount, and due date for you. Your money data never leaves your phone.

One number that matters See your safe-to-spend front and center — what's free to spend right now after every upcoming bill and your own safety buffer. It updates the moment a bill is paid or a paycheck lands.

See the dip before it happens Cushion forecasts your balance day by day to your next payday and warns you before a bill drops you too low. "After the $180 car payment on the 14th, you're projected to dip to $43."

Plan with confidence Stage a what-if purchase, plan an incoming paycheck, and watch the impact instantly. Get bill reminders and a payday countdown right on your Lock Screen.

Not financial advice — just your own numbers, forecast clearly. No account required. Works offline. Private by design.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://brainrash.com/apps/cushion/privacy