BudgetBaby: Safe to Spend

New: hard-block guardrails stop you from over-spending your budget before it happens. Calendar sync, household sharing, and 5 cloud backups all in Premium.

Know exactly what you can spend today. BudgetBaby uses zero-based budgeting and a daily Safe to Spend number, no pies, no spreadsheets, no guessing.

Most budget apps tell you what you spent last month. BudgetBaby tells you what's safe to spend right now.

THE SAFE TO SPEND METHOD Every dollar gets a job. Bills, subscriptions, savings, and pool allocations are subtracted up front. What's left is your real spending money, divided by days remaining in the period to give you a single number you can trust.

WHAT YOU GET (FREE)

• Daily Safe to Spend with day-of math
• Unlimited transactions and unlimited custom categories (up to 5 saved)
• 3 savings goals, 3 recurring bills, 3 active subscriptions
• Cash + Debit + Savings pool tracking
• Monthly archive and 1 CSV export per month
• Local backups encrypted with AES-256-GCM

PREMIUM ($7.99/MO OR $69.99/YR: SAVE 27%)

• Unlimited savings goals, bills, subscriptions, custom categories
• Advanced insights: spend trends, category breakdowns, projection charts

Calendar sync: bills and subscriptions appear in your iOS calendar

• Unlimited CSV + PDF exports
• 5 encrypted cloud backup slots with restore-anywhere
• Custom reminder schedules + quiet hours
• Activity log + biometric-protected data wipe
• Migration files: move your data between devices in one .bbbackup file

WHO IT'S FOR

• People who tried envelope budgeting on paper and want it digital
• Couples and roommates splitting shared expenses
• Anyone tired of looking at last month's damage and wanting forward control
• Folks who paycheck-to-paycheck budget and need to know "can I order takeout tonight?"

WHY IT'S DIFFERENT Most apps categorize what you already spent. BudgetBaby plans the period before it starts and gives you a single, honest number every day. Hard-block guardrails prevent over-allocations before they break your budget. Auto-correction recovers gracefully if anything ever goes negative.

PRIVACY + SECURITY Your data lives on your device by default. Cloud backup is opt-in, encrypted client-side, and stored under your Firebase user ID with strict access rules. We don't sell data, ever. Analytics opt-out is one toggle.

7-DAY FREE TRIAL on the annual plan. Cancel anytime in iOS Settings.

Free to download. iOS 17+. Subscriptions auto-renew unless cancelled at least 24 hours before the period ends.

Privacy Policy: https://babyblocks.io/budgetbaby/privacy Terms of Service: https://babyblocks.io/budgetbaby/terms Support: support@intriguemmc.com

SUBSCRIPTION TERMS

Premium Monthly: $7.99/month auto-renewing Premium Annual: $69.99/year auto-renewing (7-day free trial on first purchase)

• Payment will be charged to your Apple ID account at the confirmation of purchase
• Subscription automatically renews unless it is canceled at least 24 hours before the end of the current period
• Your account will be charged for renewal within 24 hours prior to the end of the current period at the price of the selected plan
• You can manage your subscription and turn off auto-renewal in your Apple ID account settings after purchase
• Any unused portion of a free trial period will be forfeited when you purchase a subscription

Privacy Policy: https://babyblocks.io/budgetbaby/privacy Terms of Use (EULA): https://babyblocks.io/budgetbaby/terms