Built for real life between paychecks.
If you've ever stared at your bank balance and thought "...but how much of this is actually mine to spend?" : MoneyMap was built for you.
MoneyMap is a private, paycheck-to-paycheck planner that answers one question better than any app on the App Store: "What's safe to spend, right
now, without blowing up rent, bills, or the plan?"
— SAFE-TO-SPEND, FRONT AND CENTER —
Open the app. See one number. That's your Safe-to-Spend.
It already subtracts:
• Rent, utilities, and every recurring bill between now and payday
• Credit card payments due
• What you've committed to your budgets and goals
• Upcoming transfers you've scheduled
No more mental math at the checkout. No more surprise overdrafts on the 28th. Just a clear, honest number you can trust.
— BUILT FOR THE PAYCHECK-TO-PAYCHECK REALITY —
Most finance apps are built for people with a cushion. MoneyMap is built for people who are making it work, one pay period at a time.
• Plan by pay cycle, not by calendar month
• See which bills hit before your next deposit
• Know the exact moment a bill would push you into the red
• Build budgets that bend when life happens, not guilt-trip you when it does
• Pay off debt with a real strategy (avalanche, snowball, or your own plan)
• Catch recurring subscriptions automatically — cancel the ones you forgot about
— PRIVACY IS THE PRODUCT —
Your money story is nobody's business but yours. MoneyMap was built that way from day one.
• Local-first: your financial data lives on your device, not in our cloud
• End-to-end encrypted sync: even we can't read your transactions, balances, or budgets
• 256-bit encryption keys generated on-device — we never see them
• Face ID / Touch ID lock on every launch
• No ads. No data brokers. No "anonymized" selling. Ever.
• Bank connections powered by Plaid — the same trusted layer behind Venmo, Chime, and Robinhood. Your bank credentials never touch our servers.
We don't monetize your data because we literally can't read it.
— SHARE WITH A PARTNER, PRIVATELY —
Managing money with a partner? Invite them to your shared account. You'll both see the same balances, bills, budgets, and Safe-to-Spend — in real
time, still fully end-to-end encrypted. One subscription covers you both.
— WHAT YOU GET —
• Safe-to-Spend home screen — the number that actually matters
• Automatic transaction import and categorization
• Recurring bill and subscription detection
• Pay-period budgets that roll with your life
• Goals and debt payoff plans that work
• Spending calendar to spot patterns fast
• Multi-device sync, encrypted end to end
• Biometric lock
— SUBSCRIPTION —
MoneyMap Premium unlocks unlimited bank connections, goals, and multi-device sync. One subscription covers everyone on your shared account.
Payment charged to your Apple ID. Auto-renews unless canceled at least 24 hours before the period ends. Manage or cancel anytime in Apple ID
settings.
Privacy Policy: https://moneymap.cc/privacy
Terms of Service: https://moneymap.cc/terms
Stop guessing. Start knowing. Get MoneyMap.
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