Budget Shield

Stop guessing. Budget Shield shows you ONE number: how much you can spend right now without bouncing a bill before your next paycheck. Connect your accounts in 30 seconds. Done.

WHY BUDGET SHIELD IS DIFFERENT

• Safe to Spend: a single, honest answer to "can I spend this today?" — calculated from your real balance, real bills, and real paycheck timing.
• Budget Coach: when categories go over, the app tells you exactly how many dollars per day to cut to recover by month-end.
• Rescue Plan: if you're projected to go red, see the specific subscriptions you could cut (and what staying on each one will cost you).
• Cash Flow Forecast: see when bills hit, when income lands, and where your runway runs out.
• Connected accounts via Plaid. Bank-grade security.

WHO THIS IS FOR

• Anyone living paycheck to paycheck who is tired of overdraft fees
• People on a real budget who want it enforced honestly, not punitively
• Anyone who has tried Mint, YNAB, Copilot, or PocketGuard and wants one number that just tells the truth

WHAT IT DOESN'T DO

• It doesn't shame you for what you've spent
• It doesn't pretend you have money you don't
• It doesn't sell your data — your bank info is end-to-end encrypted

PRICING Free 7-day trial. Then a monthly or yearly subscription. Cancel anytime in Settings.

Privacy Policy: https://www.healthyoneapp.com/privacy Terms of Use (EULA): https://www.healthyoneapp.com/terms