ShiftSplit: Tip Budgeting

Turn shift money into a plan.

ShiftSplit: Tip Budgeting helps servers, bartenders, tipped workers, gig workers, and anyone with irregular income decide what to do after each shift, payout, or cash-heavy night.

Normal budgeting apps usually assume predictable paychecks. ShiftSplit is built around uneven income. One shift might be $80, another might be $260, and you still need to decide what goes to bills, debt, savings, spending, goals, retirement, or investing.

Enter what you made, choose a split plan, and see how your money could be divided across the priorities you set.

ShiftSplit does not connect to your bank, move money, pay bills, or give financial advice. It helps you visualize and structure your own plan.

What you can do with ShiftSplit:

• Split a shift payout into monthly buckets • Create buckets for bills, debt, savings, spending, goals, and more • Track accounts like checking, savings, credit cards, loans, retirement, and investing • Use split plans like Bills First or custom priorities • Track monthly bills as recurring priorities • Track credit cards and loans as ongoing balances • Use smart rollover when buckets are already funded • Review previous shifts and monthly earnings • See best shifts, recent payouts, and income patterns • Use local mode without creating an account • Add optional Cloud Save to protect your setup across web and iPhone

ShiftSplit is for people who do not get paid the same way every week.

If your income comes from tips, shifts, payouts, cash, side work, or inconsistent hours, ShiftSplit helps you see where every dollar should go before it disappears.

Terms of Use: https://www.useshiftsplit.com/terms