Balance: Tip & Income Tracker

Your tips change every night, but your bills don't. Balance forecasts your paychecks so you always know what's coming. Now with a built-in AI.

Balance is built for people whose income changes every week: bartenders, servers, stylists, rideshare drivers, and anyone who works shifts, tips, or gigs.

Traditional finance apps assume a steady paycheck. Balance doesn't.

TRACK YOUR SHIFTS Log your earnings after every shift: cash tips, card tips, total. See it all on a calendar. Know exactly what you made this week, this month, this year.

KNOW YOUR PATTERNS See which days earn the most, how your tips break down between cash and card, and whether you're trending up or down week over week.

PREDICT YOUR PAYCHECKS Set up your pay schedule and Balance estimates your next paycheck based on shifts you've logged. Your paycheck should never surprise you.

FORECAST YOUR CASH FLOW Connect your bank to see your predicted balance on any future date. Add upcoming bills and expenses. Know if you can afford rent before it's due.

BALANCE AI Log a shift in chat. Set up your paydays. Ask "can I afford rent this week?" and get a real answer based on YOUR numbers. Not generic budget advice. Built specifically for variable income workers.

SECURITY Bank connection is optional. When you connect, Plaid handles authentication. Your bank credentials never touch Balance. All data is encrypted in transit and at rest.

All features are free.