Growing Ledger

Growing Ledger is a personal budgeting app that shows this month's spending flow at a glance — as a tree.

Set your monthly income and fixed expenses, and the app calculates what you can freely spend this month. Every time you record an expense or extra income, your remaining balance and usage rate update, and the tree changes with them, so you can feel where your spending is heading without reading numbers.

Important flow comes first; the details wait for you in the Overview screen. When a month ends, that month's tree and leftover are saved, so past months gather into a small forest.

No sign-in, no account. Your budget stays quietly on your device.

Features · Free budget calculated automatically from income and fixed expenses · A tree that changes with your spending flow · Quick expense and extra income entry, with favorites for what you record often · Fixed expenses like rent or subscriptions recorded automatically each month · Day-by-day records in the calendar, plus search across all time · Available today, projected month-end balance, and comparison with last month · Spending by category on one screen · Monthly trees archived with a place for month-end reflections · Home screen widget for remaining balance and quick entry · App lock with Face ID or your device passcode · Korean and English, won and dollar · Backup export and restore, CSV export and import · Data stays on your device — no sign-in required