FD & EMI Calculator

Name: FD & EMI Calculator
Author: JOY SETH

By: JOY SETH App

Interest and loan calculator

Features & Capabilities

Calculate FD, compound interest, RD, and EMIs offline. Track payment dates and receipt numbers locally with 100% privacy

FD & EMI Calculator is a premium, offline-first interest and loan planner designed exclusively for iPhone. Whether you are planning a fixed deposit (FD), estimating compound yield, tracking monthly Recurring Deposits (RD), or scheduling home/car loan payments, this utility gives you instant, offline calculations with zero data tracking.

Core Features:

• FIXED DEPOSITS (FD): Calculate simple interest yields, total maturity value, and standard returns on lump-sum investments. • COMPOUND INTEREST: Project compound yields with custom compounding intervals, including monthly, quarterly (RBI standard), semi-annual, or annual compounding. • RECURRING DEPOSIT (RD): Estimate targets for recurring monthly savings and plan long-term compound growth. • LOAN EMI PLANNER: Calculate monthly EMIs, total interest, and total payout for Home, Car, Personal, or Education loans. • AMORTIZATION SCHEDULES: View a detailed monthly breakdown of your loan, including principal repayment, interest components, and remaining balance. • LOCAL PAYMENT LOGS: Record actual payment dates and reference/receipt numbers locally on your device for future audit logs.

Why Choose Us?

• 100% OFFLINE PRIVACY: No internet connection required. All calculations, numbers, and saved entries remain strictly and securely inside your device storage. • SECURE LOCAL REMINDERS: Enable alerts to receive local device reminders 3 days before, 1 day before, and on the due date of your EMI. No external push notification servers are used. • SLICK & MODERN INTERFACE: An intuitive, responsive dark-themed interface built according to premium Apple design guidelines. • ZERO AD CLUTTER & PURCHASES: Focus entirely on your wealth planning with a clean user experience.

DISCLAIMER: All calculations and schedules generated are for planning and informational purposes only. Consult a professional advisor before finalizing any financial commitments.