EMI Calculator Loan & Interest

Plan any loan in seconds: EMI, interest & amortization for home, car & personal loans. Compare options, plan prepayments, and track EMIs, 100% offline & private.

Take full control of your loans — calculate, compare, track and save, all in one beautifully simple app. EMI Calculator works 100% offline, shows no ads, and keeps every rupee of your data private on your device.

Whether you're planning a home, car, personal or education loan, you'll know your exact EMI, total interest and payoff date in seconds — and see precisely how much you save with every prepayment.

WHY YOU'LL LOVE IT • Freshly redesigned, clean and fast • 100% private — your data never leaves your device • Works completely offline • No ads, no sign-up, no tracking • Available in 8 languages

CALCULATE ANY EMI IN SECONDS • Solve for Monthly EMI, Loan Tenure, Loan Amount or Interest Rate • Works for home, car, personal, education and business loans • Instant, accurate principal vs interest breakdown • Recent calculations saved for quick reuse

COMPARE LOANS SIDE BY SIDE • Put two loans next to each other • Instantly spot the lower EMI, rate and total interest • See lifetime cost before you commit • Choose the smarter loan with confidence

TRACK EVERY LOAN • One dashboard for your whole loan portfolio • Total monthly EMI, outstanding balance and interest at a glance • Mark EMIs paid and watch your progress • Smart reminders so you never miss a due date

SAVE WITH PREPAYMENTS • See exactly how much interest a part payment saves • Compare "reduce tenure" vs "reduce EMI" • Plan prepayments around your budget

PAYMENT HISTORY YOU CAN TRUST • Every EMI and calculation, neatly recorded • Review past results anytime • Clear, transparent numbers

MADE FOR EVERYONE • 8 languages: English, Hindi, Spanish, Portuguese, French, German, Chinese, Japanese • Any currency — INR, USD, EUR, GBP and more • Light and dark themes • Backup and restore your data anytime

Your loans. Your device. Your control. Download EMI Calculator and make every financial decision with clarity and confidence.