FinCalc: SIP EMI FD Calculator

FinCalc is a fast, free, offline finance calculator for smart investors and borrowers in India. Plan SIPs, deposits, loans and goals in seconds — with clear charts and accurate lakh/crore formatting. No sign-up, no internet needed, and your numbers never leave your phone.

ALL YOUR CALCULATORS IN ONE APP • SIP Calculator — see how a monthly mutual fund SIP could grow • Step-up SIP Calculator — increase your SIP every year • Lumpsum Calculator — one-time investment growth • FD Calculator — fixed deposit maturity with compounding • RD Calculator — recurring deposit returns • EMI Calculator — home loan, car loan & personal loan EMI, total interest and breakup • Simple Interest & Compound Interest Calculator • Goal Planner — the monthly SIP you need to reach a target (retirement, education, a home, a car)

WHY FINCALC • 100% offline — works without internet; no account, no login • Indian number formatting — lakh & crore, plus $, EUR, GBP • Save plans, view history, and compare options side by side (SIP vs FD, two loan offers, and more) • Clear visuals — invested vs returns, year-by-year growth, loan amortisation • Light & dark mode; free and lightweight

FinCalc is a calculation and planning tool only. It does not provide investment advice, loans, deposits or financial products, and all figures are estimates that may vary.