Creddy: Card Perks Tracker

See exactly how much your cards owe you - and never let a credit, point, or perk expire unused. Creddy tracks every benefit and reminds you before it's gone.

Creddy turns every credit, lounge perk, and statement credit on your premium rewards cards into one tappable list of perks you'll actually use - so you claim what you're owed instead of leaving money on the table.

Add the cards you carry - Amex Platinum, Chase Sapphire Reserve, Capital One Venture, Citi Premier, and 140+ others from the built-in catalog. Creddy pulls every trackable benefit ($200 hotel credit, $300 travel credit, lounge access, Global Entry, Resy credit, and dozens more) and shows you what resets when, what's worth using next, and what's about to expire.

Track your points and miles too - see balances across your travel and hotel loyalty programs, plus elite status, all in one wallet.

Smart Sort surfaces the credit most worth your attention - balancing dollar value, urgency, and how recently you've used it. Tap to log a redemption in seconds; the progress slider updates live, the cap is enforced, and the next reset date is always visible.

Welcome bonus tracker watches your minimum spend and pings you before the window closes. Renewal reminders land 30 / 7 / 1 days before the annual fee hits - decide on retention or downgrade before the bill, not after.

Pro unlocks unlimited cards, a monthly insights dashboard (total credits used, savings vs annual fee, top under-used benefits), and custom benefits that aren't in the catalog.

Creddy is an independent app and is not affiliated with American Express, Chase, Citi, or any card issuer. We never connect to your bank, never store card numbers, and never sell data. Every dollar amount and reset date lives on your device and in your private Supabase profile - used only to remind you when your own benefits are about to expire.

Creddy Pro is available as an auto-renewable subscription - Weekly or Yearly, each with a 7-day free trial for new subscribers - or as a one-time Lifetime purchase (no renewal). Payment is charged to your Apple ID at confirmation. Subscriptions renew automatically unless canceled at least 24 hours before the current period ends; manage or cancel anytime in your App Store account settings. Terms of Use (EULA): https://getcreddy.com/terms Privacy Policy: https://getcreddy.com/privacy

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