IOU Ledger

Borrow Ledger is a simple personal ledger for small loans and repayments. Whether you cover a meal for friends, help a coworker for a few days, or keep track of family expenses, you can record each transaction quickly and always see who owes you, and who you owe.

Key features:

• Record money lent, borrowed, received, and repaid
• See receivables, payables, and currency totals on the home screen
• View each contact's current balance and full transaction history
• Edit or delete incorrect transactions, with balances recalculated automatically
• Track multiple currencies separately
• Use the app in Simplified Chinese, Traditional Chinese, English, Japanese, or Korean
• Store data in your own private iCloud space and sync across devices using the same Apple ID
• No account required, and the app does not read your system contacts

Borrow Ledger does one thing: it helps you keep personal borrowing and repayment records clear. Balances are recalculated from transaction history instead of a manually maintained total, so every amount can be traced back to its records.