Quiet Budget

A calm new Overview brings your whole month into one glance — money left, budgets, bills, and trends. Still no ads, no tracking, no bank linking.

Budgeting that doesn't shout.

Quiet Budget is a calm, manual money tracker — no bank linking, no ads, no notifications nagging you about a $4 coffee. Every transaction goes in by hand, on purpose, so you actually notice where your money's going.

The mainstream finance apps want to connect to your bank, parse your accounts, monetize your data, and serve you "AI insights." Quiet Budget does none of that. There is no account, no login, no cloud. The app runs entirely on your device. Your money is your business.

WHAT'S INSIDE

• Manual entry for income, expenses, transfers, and balance adjustments
• Multiple accounts — checking, savings, cash, credit cards — all tracked by hand
• Category budgets with month-over-month visibility
• Recurring payments and subscriptions, so nothing slips through
• Savings goals you can actually see progress on
• A "Quiet Money Left" view that tells you what you actually have to spend
• Notes on every transaction so you remember why you bought it
• CSV export for full data portability
• Hide-balances toggle for when you're in public

PRIVACY, FOR REAL

Quiet Budget collects no data. None. Not anonymized, not "for analytics," not "to improve your experience." There is no backend. Files Apple's privacy nutrition label as "Data Not Collected" because that is literally true.

WHO IT'S FOR

People who tried YNAB, Mint, Monarch, or Copilot and bounced off the complexity or the bank-linking requirement. People who want to be intentional with money without being surveilled. People who like the friction of writing things down because it makes them think.

Built solo in Edmonton, Alberta by Echo House Labs.