SmartBudget: Expense Tracker

Simple budgeting that works. Set limits, track spending, see what's left. No bank login needed. Works with 50+ currencies. One subscription, whole family.

Smart Budget is simple budgeting that actually works.

Set limits. Track spending. See what's left. No complicated setup, no bank connections, no learning curve — just you and your budget.

WHY SMART BUDGET?

Most budget apps are abandoned within a week. They're too complex, require bank linking, or have a steep learning curve. Smart Budget is different.

• Simple by design — works in 5 minutes, not 5 hours • Private by default — no bank login needed, ever • Powerful when you need it — AI handles the tedious parts

THREE STEPS. THAT'S IT.

1. Set your budget — decide how much to spend per category
2. Track as you go — snap receipts, speak expenses, or type them
3. See what's left — real-time progress shows exactly where you stand

TRACK SPENDING YOUR WAY

• Add expenses manually, by voice, or by scanning receipts • AI reads receipts and categorizes automatically • Voice input works in 5 languages • All 30+ currencies with live exchange rates

SET LIMITS. STICK TO THEM.

• Monthly budgets with category limits • Visual progress rings show how much you can still spend • Alerts when you're approaching your limit • Special budgets for trips, events, or projects

BUDGET TOGETHER

• Share with up to 6 family members • Everyone sees the same budget in real-time • One subscription, whole household — not per person • Perfect for couples, families, and roommates

YOUR DATA STAYS YOURS

• No bank login required — ever • Data encrypted on Swiss servers (Zurich) • No third-party ads or data selling • Export or delete your data anytime

SMART INSIGHTS

• Clear charts show where your money goes • AI spots trends and saving opportunities • Chat with AI about your finances • Yearly overview with 12-month trends

WORKS GLOBALLY

• Native support for CHF, EUR, USD, and 30+ currencies • Automatic conversion at transaction time • Available in English, French, German, Spanish, Ukrainian • Built for Europe, works everywhere

FREE VS PREMIUM

Free (forever): • Unlimited transactions • Monthly budgets • All currencies • Charts & insights • Data export

Premium adds: • Receipt scanning • Voice input • AI chat advisor • Family sharing (up to 6) • Bank statement import • Unlimited category limits

Download Smart Budget and start budgeting simply.

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