ZeroBudget: Expense Tracker

Zero-based budget: expense tracking, credit cards, BNPL & installments, split expenses, analytics. Money manager with Heatmap. 100% private — no servers, no accounts.

ZeroBudget is the most private personal finance app for iPhone. For anyone who wants their money under control and their data only in their pocket.

Your data never leaves your device. No servers. No accounts. No cloud. Just you and your money.

— THE METHOD THAT WORKS —

Zero-based budgeting (50/20/20/10): every dollar of your income gets a job before the month begins. Nothing is left "unassigned".

— FREE, FOREVER —

• Up to 3 accounts: cash, debit, savings, or credit card • Unlimited transactions and real-time budget tracking • Credit cards with automatic statement cutoff and payment dates, plus per-cycle balance • Installment plans (buy-now-pay-later): log the purchase once and the app creates the monthly charges • A savings goal with a dedicated account and visual progress • Split expenses with friends or family and track who owes you — up to 2 active splits • Smart capture + receipt scanning with OCR • Share an account's movements via AirDrop or Mail — great for family supplementary cards • Siri, widgets, recurring income & expenses, and reminders • Data backup and Face ID / Touch ID / PIN • Full dark mode · Spanish, English, French, Portuguese, Japanese, and Korean

— TRY IT RISK-FREE —

When you install, you get a free 30-day trial of the Pro features —Heatmap, Analytics, file import, and encrypted backup. When it ends, you keep using ZeroBudget for free.

— WITH ZEROBUDGET PRO YOU KEEP —

The analytics you tried: • Visual spending Heatmap by category and merchant • Where your money went, monthly projection, budget alerts, top spending, trends, and savings opportunities • Import your transactions from Excel, CSV or TXT — we detect the columns automatically (or map them in seconds) • Receive the movements your family shares and import them into your card • Password-encrypted backup

— PLUS YOU UNLOCK —

• Unlimited accounts, goals, installment plans, and expense splits • Export transactions to CSV • Priority support

Monthly or annual subscription. Cancel anytime.

— TOTAL PRIVACY —

Unlike other finance apps, ZeroBudget doesn't connect to your bank, doesn't sync to the cloud, and doesn't share your data with anyone. Everything lives on your iPhone, protected by iOS.

Your money, your decisions.

Terms: https://araniosoft.com/zeroBudget/terms-en.html Privacy: https://araniosoft.com/zeroBudget/privacy-en.html Support: soporte@araniosoft.com