Budgeto: Money & Budget

Track spending privately — no login, no servers. Your data stays on your iPhone & iCloud. Now with an on-device AI assistant. Lifetime Pro at a launch price!

Budgeto is a beautifully simple, privacy-first money tracker for iPhone. Track your spending, set budgets, watch your net worth grow, and get a private AI assistant — all without ever handing your financial data to a company.

PRIVATE BY DESIGN No accounts. No login. No servers. Your transactions, budgets, and balances live only on your device and your own private iCloud. We never see your data, never sell it, and there are no ads or trackers. Ever.

ASK YOUR MONEY ANYTHING — PRIVATELY Budgeto includes a built-in AI assistant powered by Apple Intelligence. Ask "Where did most of my money go?" or "Am I over budget?" and get instant answers — running entirely on your iPhone. Your financial data never leaves your device.

TRACK EVERYTHING, FAST • Log an expense in seconds with a clean keypad and category chips • Cash, bank, wallet, and credit-card accounts with live balances • Recurring transactions — salary, rent, EMIs — added automatically • Multi-currency support

BUDGETS THAT ACTUALLY HELP • Set monthly budgets per category • Smart suggested budgets based on your real spending • Gentle alerts before you overspend

SEE THE BIG PICTURE • Net Worth: every account, asset, and liability in one number • Investments: stocks, mutual funds, EPF, and assets with live prices • Analytics: income vs expenses, category breakdowns, and trends • Subscriptions tracker with renewal reminders

LOG FROM ANYWHERE • Add an expense with Siri — "Hey Siri, add expense" • Home-screen widgets for balance, net worth, and portfolio • Apple Watch app — log right from your wrist • Export your data anytime as CSV (opens in Excel, Sheets & Numbers)

BUDGETO PRO Unlock unlimited accounts, investments, net worth, the AI assistant, widgets, the subscriptions tracker, and full analytics. Choose monthly, yearly (with a free trial), or a one-time lifetime purchase. Every plan unlocks everything.

Money management shouldn't cost you your privacy. Budgeto keeps your financial life private, simple, and entirely yours.

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Budgeto Pro is available as an auto-renewing subscription: • Monthly — billed monthly • Yearly — billed yearly, includes a free trial • Lifetime — a one-time purchase (not a subscription)

Payment is charged to your Apple Account at purchase confirmation. Subscriptions renew automatically unless cancelled at least 24 hours before the end of the current period. Manage or cancel anytime in your Apple Account settings.

Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/ Privacy Policy: https://soundyuvi.github.io/financeapp/privacy.html