ArkOS AI

ArkOS is a digital financial platform designed to deliver a premium, private banking*–level experience through a secure and intuitive mobile app. Open Your U.S. Account* Remotely Apply using widely accepted international identification and complete onboarding in just a few simple steps. Your account is established with a fully licensed U.S. bank*. Move Money with Confidence Send and receive funds globally with transparency and control:

1. Domestic and international transfers
2. Real-time payment capabilities
3. Clear status tracking and notifications Built for a Premium Experience ArkOS is designed for clients who expect more:
4. Streamlined onboarding with intelligent data capture
5. Secure authentication and transaction protection
6. Transparent fee structure and account visibility Secure and Compliant by Design Your account* is supported by industry-standard compliance, identity verification, and monitoring frameworks to ensure safety and regulatory alignment. Disclosures *ArkOS is a financial services platform offered by Ark Financial Technology (“Ark”). Ark is a financial technology company, not a bank. ArkOS Personal Checking accounts and banking services are provided by Column N.A., Member FDIC.