Spendly: AI Budget & Expenses

AI reads receipts and answers your money questions in plain English. Multi-wallet for business, family & travel. No bank login. iOS 26 native design.

Spendly is the personal finance app that finally feels native to iOS — beautiful, fast, and powered by AI that actually understands your money.

Track expenses in under 5 seconds, scan receipts with one tap, and ask plain-English questions like "where did most of my money go last month?" Built for iOS 26 with Liquid Glass design, multi-wallet for Business / Personal / Family, and 150+ currencies.

No bank login required. Works offline. Your data stays yours.

— WHY SPENDLY —

• AI Receipt Scanner — Snap any receipt, AI extracts merchant, date, total & line items in seconds. No typing. • AI Finance Advisor — Chat with your money. "Am I on track this week?" "What's growing fastest?" Get specific, helpful answers. • Multi-Wallet — Business, Personal, Family, Wife, Custom. Separate budgets, colors, and reports per wallet. • Multi-Currency — 150+ currencies with live rates. Perfect for travel, expats, freelancers. • Bank SMS Auto-Parser — In supported markets, expenses log automatically from bank SMS alerts. • Beautiful Native Design — iOS 26 Liquid Glass throughout. Looks like Wallet.app, not a web view.

— CORE TRACKING —

• Quick Add — One tap, log in seconds with smart defaults • 30+ Categories — Pre-built, plus unlimited custom • Recurring Expenses — Subscriptions, bills, EMIs, rent — auto-logged on schedule • Subscription Tracker — Find forgotten subscriptions, see annual cost, get price-change alerts • Bill Organizer — Never miss a payment, smart reminders 2 days out • Split Expenses — Share a single charge across wallets or people

— BUDGETS & GOALS —

• Monthly budgets per wallet AND per category • Envelope budgeting with smart AI suggestions • Savings goals with AI-projected completion dates • Smart alerts at 50%, 80%, 100% of budget • Anomaly detection — get notified when something is off

— REPORTS & EXPORT —

• Beautiful charts: bar, donut, trend, heat map • Custom report builder — save your favorite views • PDF reports for accountants, reimbursements, tax • CSV / Excel export with full pivot data • Tax-ready reports with deductible toggle

— PRIVACY FIRST —

• No bank account login ever required • Apple Sign In only — no email/password • Face ID / Touch ID lock • Your data is yours — never sold, never used for ads • Receipt OCR runs on-device via Apple Vision

— PERFECT FOR —

→ Freelancers tracking deductible business expenses → Couples managing shared and personal money → Families with multiple wallets and budgets → Travelers logging spending in any currency → Anyone tired of bank-linked apps that only work in the US

— SPENDLY PREMIUM —

Unlock unlimited AI receipt scans, AI advisor chat, advanced reports, scheduled email exports, and unlimited wallets.

• Monthly: $4.99 • Annual: $29.99 (save 50%) • Lifetime: $79.99

Free forever to track up to 1 wallet, 100 expenses/month, basic reports.

— SUBSCRIPTION TERMS —

Payment is charged to your Apple ID account. Subscriptions auto-renew unless canceled at least 24 hours before the current period ends. Manage subscriptions in Settings → Apple ID → Subscriptions.

Privacy Policy: https://spendly.app/privacy Terms of Use: https://spendly.app/terms

Built with care for iOS. Made for people who like their money clear, calm, and beautiful.