Budget App & Money - SpendlyAI

Your spending logs itself: we read your notifications, texts and emails. You just approve. Share accounts with your partner or family, and AI does the sorting.

SpendlyAI is the AI budget app that tracks your spending for you. Your expenses log themselves: the app reads your bank notifications and leaves each purchase ready to approve with one tap. Anything else, you just say out loud — "spent $84 at the supermarket" — and it is recorded in seconds.

A SPENDING TRACKER THAT NEEDS NO TYPING

• Automatic capture: your bank notification becomes a transaction you approve with one tap.
• Log expenses by voice, chat or a photo of the receipt. The AI reads it, files it in the right category and saves it.
• Recurring income and fixed bills scheduled once and never chased again.

A MONTHLY BUDGET THAT ACTUALLY HOLDS Build your budget by month, fortnight or week, with per-category limits and an alert before you go over, not after. The budget ring shows how much money is left at a glance.

MONEY FOR TWO, OR FOR THE WHOLE HOUSE Share a space with your partner or your family. Every expense one of you adds shows up on everyone's phone instantly, so the household budget finally stops living in a spreadsheet or a group chat. Your personal accounts stay exactly where they were: private, separate, and never mixed in.

CREDIT CARD, DEBTS AND LOANS

• Credit cards: available limit, statement and due dates, and every instalment purchase in its place.
• Debts and loans with a full amortisation table, extra payments and the real date of your last instalment.
• A simulator that shows how much interest you save by paying extra.

SAVINGS, ACCOUNTS AND ANALYTICS

• Savings pockets with goals and yield, so you can watch each one grow.
• Accounts in several currencies with a clear breakdown and one total you can trust.
• Charts and analytics that break your spending down by category, month after month.
• A projection of your balance weeks ahead, based on what is already committed.

BUILT FOR REAL LIFE No bank connection required, no card numbers, no ads getting in the way. SpendlyAI is not a bank and does not move your money: it is the place where you understand it. Everything works offline and lives on your device; cloud sync is there when you want your data on every phone you own.

FREE AND PREMIUM Tracking expenses and spending, budgets, bills, credit cards, debts, pockets and analytics are free, with no limit on how much you record. Exporting your data is free too. Premium unlocks the unlimited AI assistant, cloud sync, importing backups and priority support. Couple and Family plans add the shared space for two or five people.

Money is easier when everyone can see the same numbers. Start today.

Terms of Use (EULA): https://spendlyai-app.com/terms/