Spendwise AI: Expense Tracker

NEW IN 2.2 — APPLE PAY AUTOMATIC TRACKING Pay with Apple Pay. Expense logs itself. Set up once via Apple Shortcuts. Works forever. ——————————————————————————

Spendwise AI turns your Phone into a smart personal finance manager — powered by AI, 100% private, and works offline.

SCAN RECEIPTS INSTANTLY Point your camera at any receipt — in German, English, French, Dutch, Italian, Spanish, or Portuguese. AI extracts the amount, merchant, and category automatically.

IMPORT YOUR BANK STATEMENTS Drop in a PDF, CSV, or photo of your bank statement. AI parses and categorises hundreds of transactions in seconds.

VOICE EXPENSE ENTRY Just say "Coffee 4.50" or "Aldi 23 euros" — expense logged instantly. No typing needed.

TRACK YOUR EMOTIONAL SPENDING Tag how you felt when you spent. Discover patterns — how much more you spend when stressed vs. content. Unique to Spendwise AI.

MULTI-CURRENCY TRIP EXPENSES Track expenses abroad in local currency with offline rates for 30+ currencies. No internet required.

AI FINANCIAL ADVISOR Ask your AI advisor anything about your spending in plain English. Get personalised answers based on your real data.

6-MONTH CASH FLOW FORECAST AI predicts your financial future based on your recurring expenses and income patterns.

COMPLETELY PRIVATE All data stays on your Phone. No account required. PIN and Face ID protection. Your data never leaves your device.

EXPORT TO EXCEL Export all expenses and income to a formatted Excel file at any time.

FREE TIER: 15 AI interactions/month included at no cost. PRO ($3.99/month or $29.99/year): 150 AI interactions/month — unlock unlimited receipt scanning, bank imports, and AI chat.
Terms of Use (EULA): https://www.apple.com/legal/internet-services/itunes/dev/stdeula/