VestClaw IQ

Institutional-grade portfolio analytics with budgeting, cash flow, and economic data in one app. Understand your full financial picture. Analytics, not advice.

VestClaw IQ is your complete financial command center, bringing institutional-grade portfolio analytics together with budgeting, cash flow tracking, and economic data in one powerful app. Whether you're building your first budget or analyzing a multi-account investment portfolio, VestClaw IQ gives you the clarity to understand your full financial picture. KEY FEATURES Institutional-Grade Portfolio Analytics

Efficient Frontier visualization to compare your portfolio against optimal risk/return combinations Sharpe Ratio, volatility, and expected return metrics Diversification scoring across sectors and asset classes Min Variance and Max Sharpe reference portfolios for comparison

Portfolio Overview

Track your total net worth across all connected accounts Real-time syncing with banks, brokerages, and retirement accounts See all your institutions and account balances at a glance

Benchmark Tracking

Compare your portfolio performance to the S&P 500 Period returns and money-weighted returns (MWR) Performance charts across 7D, 1M, YTD, 1Y, 3Y, and All time

Economic Indicators

US Treasury yield curve analytics: current curves vs. historical averages or past dates GDP nowcasts, yield spreads, housing, and industrial production charted against the S&P 500 Real and nominal yield analysis with TIPS data Economic data powered by the Federal Reserve (FRED)

Portfolio Insights

Diversification alerts when holdings are concentrated Cash drag indicators when money sits idle Insights based on your actual holdings

Smart Budgeting

Build monthly budgets across income and expense categories Track actual spending against your planned budget automatically Identify overspending categories before they become a problem

Cash Flow Analysis

Visualize income vs expenses over any time period Category-level breakdowns for income and spending Spot trends in your financial habits

Risk Profile Assessment

Personalized risk tolerance assessment See which allocations align with your investor profile Understand what conservative, moderate, and aggressive profiles look like

Retirement Planning

Real-return math in today's dollars; no nominal-dollar confusion Monte Carlo simulations powered by economic data from the Federal Reserve (FRED) Project whether your savings are on track across a range of outcomes

Goal Setting

Set financial targets and track progress toward them Monitor how your net worth grows toward your goals

Secure Bank Connections

Powered by Plaid for trusted, encrypted bank connections Connect checking, savings, credit cards, brokerage, and retirement accounts Bank-grade security with read-only access

PREMIUM SUBSCRIPTION VestClaw IQ Premium unlocks the full suite of institutional-grade analytics, portfolio optimization tools, and account connections.

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Take control of your finances today with VestClaw IQ.