VestClaw IQ

Institutional-grade portfolio analytics with budgeting, cash flow, and economic data in one app. Understand your full financial picture. Analytics, not advice.

VestClaw IQ is your complete financial command center, bringing institutional-grade portfolio analytics together with budgeting, cash flow tracking, and economic data in one powerful app.

Whether you're building your first budget or analyzing a multi-account investment portfolio, VestClaw IQ gives you the clarity to understand your full financial picture.

KEY FEATURES

Institutional-Grade Portfolio Analytics Efficient Frontier visualization to compare risk and return Sharpe Ratio, volatility, and expected return metrics Diversification scoring across sectors and asset classes

Portfolio Overview Track your total net worth across all connected accounts Real-time syncing with banks, brokerages, and retirement accounts See all your institutions and account balances at a glance Save up to 4 custom account groups for faster filtering across Holdings, Investments, Sector Breakdown, Security Concentration, Income, and Expenses

Benchmark Tracking Compare your portfolio performance to the S&P 500 Period and money-weighted returns (MWR) Performance charts across 7D, 1M, YTD, 1Y, 3Y, and All time

Economic Indicators US Treasury yield curve analytics vs. historical averages GDP nowcasts, yield spreads, housing, and industrial production vs. the S&P 500 Real and nominal yield analysis with TIPS data Powered by the Federal Reserve (FRED)

Portfolio Insights Diversification alerts when holdings are concentrated Cash drag indicators when money sits idle Insights based on your actual holdings

Tax Insights See potential wash sales across all your linked accounts Estimated short and long term realized gains and losses Add your own cost basis when we can't pull it automatically Tax information only, not tax advice

Equity Compensation Value your unvested RSUs in present value terms, not just today's price Adjusts for time to vest and forfeiture risk using live Treasury yield data

Income & Expense Insights Estimated trailing 12 month distributions across your holdings, with a per holding breakdown and a coverage figure Estimated fund expense ratios across your ETFs, mutual funds, and other pooled holdings, with a blended portfolio wide ratio and estimated annual cost Informational estimates only, not official fund data

Smart Budgeting Build monthly budgets across income and expense categories Track actual spending against your planned budget automatically Identify overspending categories before they become a problem

Cash Flow Analysis Visualize income vs expenses over any time period Category-level breakdowns for income and spending Spot trends in your financial habits

Risk Profile Assessment Personalized risk tolerance assessment See which allocations align with your investor profile Understand what conservative, moderate, and aggressive profiles look like

Retirement Planning Real-return math in today's dollars, no nominal-dollar confusion Monte Carlo simulations powered by Federal Reserve (FRED) data

Goal Setting & Wealth Transfer Set financial targets and track progress toward them See what beneficiaries would receive after debts, fees, and estimated federal estate tax Estimates only, not legal or tax advice

Secure Bank Connections Powered by Plaid, bank-grade, read-only access to checking, savings, credit cards, brokerage, and retirement accounts

PREMIUM SUBSCRIPTION Unlocks the full suite of analytics, optimization tools, and account connections. Charged to your Apple account; renews automatically unless canceled at least 24 hours before the period ends. Manage or cancel in Account Settings.

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Take control of your finances today with VestClaw IQ.