CarLoanMateAU

Compare Cash, Loan & Novated Lease in seconds. See exactly how much tax you save with salary sacrifice. Australia & New Zealand ready.

Know the real cost before you buy your next car.

CarLoanMateAU is Australia's most comprehensive car finance comparison tool - compare Cash, Car Loan, and Novated Lease side-by-side with full tax analysis.

• WHAT YOU CAN DO -

• Compare all 3 finance options in one clear view

• See your true total cost after tax savings

• Understand exactly how novated lease reduces your income tax

• Save and revisit multiple car scenarios

• TAX COMPARISON ENGINE - The only car finance app that shows you:

• Taxable income with vs without a novated lease

• Exact annual and total tax savings via salary sacrifice

• Your effective salary increase from pre-tax payments

• FULL BREAKDOWN - Monthly repayments Total interest paid Residual value After-tax real cost

• WORKS FOR - Australia — ATO tax brackets + full Novated Lease New Zealand — IRD tax brackets + Novated Lease Other countries — Cash & Loan comparison

• FREE VERSION - Cash vs Loan comparison One saved scenario

• PREMIUM: $2.99 one-time -

• Full novated lease analysis

• Complete tax comparison table

• Unlimited saved scenarios

• Ad-free experience

This app provides general financial estimates for illustrative purposes only and does not constitute financial, tax, or legal advice. Always consult a qualified financial adviser before making financial decisions.

• LEGAL - Privacy Policy: https://irradiatedsolution.github.io/carloanmateAU-privacy/

Terms of Use (EULA): https://irradiatedsolution.github.io/carloanmateAU-privacy/terms.html