Vittora

Vittora is the personal finance app that never asks for your bank password.

No bank linking. No Plaid. No third-party aggregators reading your statements. You enter what you spend, and everything stays in your private iCloud — encrypted, synced across iPhone, iPad, Apple Watch and Mac, and fully usable offline.

TRACK EVERY DOLLAR • Log expenses, income and transfers in seconds • Organize with categories, payees, accounts and payment methods • Search and filter your full history instantly • Scan receipts, attach documents, and import or export CSV anytime — it's your data

ON YOUR WRIST AND YOUR HOME SCREEN • A full Apple Watch app — log an expense in seconds with the Digital Crown • Complications and Smart Stack widgets for today's spending and budget left • Home Screen, Lock Screen and StandBy widgets • Amounts are hidden while your device is locked • Ask Siri what you've spent, or add an expense by voice • Find any transaction through Spotlight

CONTINUE ANYWHERE • Handoff — start a transaction on iPhone and finish it on iPad or Mac • Full keyboard navigation on iPad and Mac

BUDGETS THAT KEEP UP • Weekly, monthly, quarterly or yearly budgets per category • Overall and per-budget progress at a glance • Color-coded warnings before you overspend, not after

SAVINGS GOALS • Set a target, track contributions, watch the progress ring fill • Emergency fund, vacation, new car — as many goals as you need

REPORTS THAT EXPLAIN YOUR MONEY • Monthly overview of income vs expenses across 12 months • Category breakdown with percentages • 50/30/20 needs, wants and savings analysis • Emergency fund tracker — how many months you could cover • Subscription audit — what your recurring charges really cost • Cash-flow forecast, net worth, annual summary and custom reports • Export monthly and annual reports as PDF

YOUR YEAR IN REVIEW • See your whole year: total spent, top categories, biggest month, top merchants, savings and milestones • Share it as an image — amounts are left out by default, so you can post it without posting your finances

US TAX ESTIMATOR • Instant federal estimate from your income and filing status • See how much 401(k) and IRA headroom you have left this year

SPLIT & SETTLE • Track money you've lent or borrowed with a simple debt ledger • Split group expenses and see who owes whom

RECURRING, HANDLED • Salary, rent, subscriptions — set them once and Vittora logs them on schedule • Upcoming view shows what's about to hit your accounts • Choose when reminders arrive, with quiet hours

YOURS TO SHAPE • English, Spanish and Hindi • True-black OLED theme and a choice of accent colors • Extensive VoiceOver, Dynamic Type and contrast work throughout

PRIVATE BY DESIGN • Works fully offline; sync is optional and goes only through your personal iCloud • Face ID / Touch ID app lock • No ads, no trackers, no analytics sold to anyone • Contact support from inside the app — you see the whole diagnostic summary before anything is sent, and it never includes your amounts, notes or payees • Delete all your data at any time, on your terms

Vittora is free. Every feature, every device.

Requires iOS 26, iPadOS 26, or macOS 26.