Vittora

Now with Year in Review, an Apple Watch app, and Spanish. Track spending, budgets and savings with no bank linking, no ads, and no data ever sold. Private by design.

Vittora is the personal finance app that never asks for your bank password.

No bank linking. No Plaid. No third-party aggregators reading your statements. You enter what you spend, and everything stays in your private iCloud — encrypted, synced across iPhone, iPad, Apple Watch and Mac, and fully usable offline.

TRACK EVERY DOLLAR • Log expenses, income and transfers in seconds • Organize with categories, payees, accounts and payment methods • Search and filter your full history instantly • Scan receipts, attach documents, and import or export CSV anytime — it's your data

ON YOUR WRIST AND YOUR HOME SCREEN • A full Apple Watch app — log an expense in seconds with the Digital Crown • Complications and Smart Stack widgets for today's spending and budget left • Home Screen, Lock Screen and StandBy widgets • Amounts are hidden while your device is locked • Ask Siri what you've spent, or add an expense by voice • Find any transaction through Spotlight

CONTINUE ANYWHERE • Handoff — start a transaction on iPhone and finish it on iPad or Mac • Full keyboard navigation on iPad and Mac

BUDGETS THAT KEEP UP • Weekly, monthly, quarterly or yearly budgets per category • Overall and per-budget progress at a glance • Color-coded warnings before you overspend, not after

SAVINGS GOALS • Set a target, track contributions, watch the progress ring fill • Emergency fund, vacation, new car — as many goals as you need

REPORTS THAT EXPLAIN YOUR MONEY • Monthly overview of income vs expenses across 12 months • Category breakdown with percentages • 50/30/20 needs, wants and savings analysis • Emergency fund tracker — how many months you could cover • Subscription audit — what your recurring charges really cost • Cash-flow forecast, net worth, annual summary and custom reports • Export monthly and annual reports as PDF

YOUR YEAR IN REVIEW • See your whole year: total spent, top categories, biggest month, top merchants, savings and milestones • Share it as an image — amounts are left out by default, so you can post it without posting your finances

US TAX ESTIMATOR • Instant federal estimate from your income and filing status • See how much 401(k) and IRA headroom you have left this year

SPLIT & SETTLE • Track money you've lent or borrowed with a simple debt ledger • Split group expenses and see who owes whom

RECURRING, HANDLED • Salary, rent, subscriptions — set them once and Vittora logs them on schedule • Upcoming view shows what's about to hit your accounts • Choose when reminders arrive, with quiet hours

YOURS TO SHAPE • English, Spanish and Hindi • True-black OLED theme and a choice of accent colors • Extensive VoiceOver, Dynamic Type and contrast work throughout

PRIVATE BY DESIGN • Works fully offline; sync is optional and goes only through your personal iCloud • Face ID / Touch ID app lock • No ads, no trackers, no analytics sold to anyone • Contact support from inside the app — you see the whole diagnostic summary before anything is sent, and it never includes your amounts, notes or payees • Delete all your data at any time, on your terms

Vittora is free. Every feature, every device.

Requires iOS 26, iPadOS 26, or macOS 26.