Budget Tracker - VeroSpend

VeroSpend is the money app for the way income actually works today — irregular, multi-source, sometimes shared. Built for creators, freelancers, founders, and dual-income households who want to stop wondering where the paycheck went and start making it work.

PLAN EVERY PAYDAY — SALARY VISUALIZER Turn your monthly net into an allocation plan in seconds. Set fixed-amount or proportional buckets for housing, food, savings, leisure, debt — anything you care about. Toggle bills between monthly and yearly (with an optional "distribute across the year" mode), watch a 12-month projection chart of your biggest expenses, and auto-generate the matching fixed-expense entries on the day you pick.

GOALS THAT BUILD MOMENTUM Save with purpose. Set a target amount, a deadline, and a photo of what you're saving for. Color-coded progress bars, deadline countdowns, and milestone tracking keep momentum visible. Auto-contributions, round-ups, and "share a % of every paycheck" all live here.

BUDGETS & FIXED EXPENSES Per-category monthly budgets, recurring bills (loans, subscriptions, tuition, insurance), and pre-filled pending transactions you mark as paid in a single tap.

ACCOUNTS, NET WORTH & REAL ESTATE Track checking, savings, credit, loans, real estate, and other assets in one place. Real estate is a first-class account type with cash-flow modeling, so rental income and mortgages roll into your net worth correctly.

DEBT PAYOFF Choose avalanche or snowball, see a projected debt-free date, and watch the timeline shrink with every payment.

HOUSEHOLD & MULTI-PROFILE Separate profiles for each person and joint accounts that appear in both ledgers — no double-counting, no manual splitting. Switch profiles in a tap, or view Over All for the combined picture.

VOICE, CAMERA & WIDGETS Add transactions by voice. Scan receipts with the camera (OCR fills the amount and merchant). Pin Net Worth, Goals, Cash Flow, and more to your home screen — and pick from 10 color themes that apply to the entire app too.

PRIVATE BY DESIGN Your data lives on-device. No accounts required, no cloud sync you didn't ask for, no ad tracking.

CURRENCY FLEXIBILITY Hold multiple currencies, switch the display currency from a pill on the home screen, and let the app convert as you go.

VeroSpend is iOS-native, built with SwiftUI for buttery typing performance even in the heaviest sheets. No web wrappers. Designed and maintained by a solo developer who uses it daily.

Different Languages: Rastreador de Presupuesto, Suivi du Budget, Budget-Tracker, Monitoraggio del Budget, Controle de Orçamento, Budget tracker, Трекер бюджета, Monitor Budżetu, Bütçe Takipçisi, متتبع الميزانية, बजट ट्रैकर, বাজেট ট্র্যাকার, بجٹ ٹریکر, Pelacak Anggaran, Penjejak Bajet, Theo Dõi Ngân Sách, ตัวติดตามงบประมาณ, 予算トラッカー, 예산 추적기, 预算追踪器

Get started in under two minutes — onboarding sets up your first profile, salary, and allocation in a few taps.