Budget Tracker - VeroSpend

VeroSpend is the money app for the way income actually works today — irregular, multi-source, sometimes shared. Built for creators, freelancers, founders, and dual-income households who want to stop wondering where the paycheck went and start making it work.

PLAN EVERY PAYDAY — SALARY VISUALIZER Turn your monthly net into an allocation plan in seconds. Set fixed-amount or proportional buckets for housing, food, savings, leisure, debt — anything you care about. Toggle bills between monthly and yearly (with an optional "distribute across the year" mode), watch a 12-month projection chart of your biggest expenses, and auto-generate the matching fixed-expense entries on the day you pick.

GOALS THAT BUILD MOMENTUM Save with purpose. Set a target amount, a deadline, and a photo of what you're saving for. Color-coded progress bars, deadline countdowns, and milestone tracking keep momentum visible. Auto-contributions, round-ups, and "share a % of every paycheck" all live here.

BUDGETS & FIXED EXPENSES Per-category monthly budgets, recurring bills (loans, subscriptions, tuition, insurance), and pre-filled pending transactions you mark as paid in a single tap.

ACCOUNTS, NET WORTH & REAL ESTATE Track checking, savings, credit, loans, real estate, and other assets in one place. Real estate is a first-class account type with cash-flow modeling, so rental income and mortgages roll into your net worth correctly.

DEBT PAYOFF Choose avalanche or snowball, see a projected debt-free date, and watch the timeline shrink with every payment.

HOUSEHOLD & MULTI-PROFILE Separate profiles for each person and joint accounts that appear in both ledgers — no double-counting, no manual splitting. Switch profiles in a tap, or view Over All for the combined picture.

VOICE, CAMERA & WIDGETS Add transactions by voice. Scan receipts with the camera (OCR fills the amount and merchant). Pin Net Worth, Goals, Cash Flow, and more to your home screen — and pick from 10 color themes that apply to the entire app too.

PRIVATE BY DESIGN Your data lives on-device. No accounts required, no cloud sync you didn't ask for, no ad tracking.

CURRENCY FLEXIBILITY Hold multiple currencies, switch the display currency from a pill on the home screen, and let the app convert as you go.

VeroSpend is iOS-native, built with SwiftUI for buttery typing performance even in the heaviest sheets. No web wrappers. Designed and maintained by a solo developer who uses it daily.

Get started in under two minutes — onboarding sets up your first profile, salary, and allocation in a few taps.