FIRE: Retirement Projection

See what your financial future looks like and find out the year work becomes optional.

Wealthy isn't rich.

Wealthy means your money supports your life without needing your time in return.

Most people picture financial independence as one distant finish line. It isn't. You cross three.

FIRE Projection teaches you what each one means, in your own figures, then projects the age and year you reach it. You may be further along than you think.

YOUR PATH

• Coast FIRE. Your investments can reach your full number on their own. You can stop saving.

• Barista FIRE. Part-time income covers part of your spending. Your portfolio covers the rest. You can leave full-time work.

• Full FIRE. Your investments cover your spending at about a 4% withdrawal. Work becomes optional.

THE MATH

Spend $5,000 a month. That is $60,000 a year.

Multiply by 25. Your Full FIRE number is $1,500,000.

A 4% withdrawal from $1,500,000 is $60,000. The amount you spend.

Growth uses a 6.5% real return after inflation, compounded monthly. Every assumption is visible, and you can change it.

It is a projection, not a promise.

WHAT YOU ENTER

Five things you can answer today:

• Invested today • Saving each month • Spending each month • Your birth date • Your target retirement age

No guesses about future raises, inheritances, or interest rates decades out.

MOVE THE LEVERS

Change your saving, your spending, your target age, your part-time income, or your return. Watch the dates move.

The point is not just knowing when. It is knowing what brings it closer.

WHY OTHER TOOLS FELT WRONG

Most retirement calculators ask you to predict what you cannot know. Forty guesses, and the answer moves with every one.

FIRE Projection starts with the life you have now.

WHAT PREMIUM ADDS

• Multiple invested accounts • Multiple saving streams • Snapshot history • Social Security NPV • An editable real return rate • CSV export

Free to download. A 30-day trial unlocks the full app. Monthly or annual after that.

Not forty guesses. Three milestones, honest math, and the levers that bring freedom closer.

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